I have had both insurers, and that question was never asked. My brother owns an insurance brokerage firm, and again, the question is never asked.
Sate Farm canceled my homeowners policy, I have until 8/30.
I guess the claim for our cat scratching my wife's ex-best friend, (she also claimed he broke her nose) was the straw that did the policy in...
It was the second claim in 12 years...
I'm going to use Colonial Penn which has our vehicle insurance.
Here is a picture of the little 12 lb nose breaking boxer...I don't think he liked her mauling him and blowing her alcohol laden breath on him... :o)