Risk is not about present actuality. Risk is possible future not definite future. If you are not diseased you should not undergo treatment as if you were.
That’s lame mumbo-jumbo, and the idea that you should avoid action before the fact to lay off high probability risk borders on absurd.
Whatever. You have made up your mind, clearly NOT based on understanding, but you don’t seem inclined to change it.
I just hope you haven’t encouraged any gullible person to forego a treatment that might save their life. I surely wouldn’t want that on MY conscience.