YOU, Leonard, are still operating under the misapprehension that Apple's iCloud was compromised by password divination. It was not. Current analysis of the leaked picture set show they came from multiple services, were collected by a team effort, and investigations into that team effort have found they collected them over years by social engineering, phishing, befriending the targets, research, and thereby massaging the security questions of the targets' accounts on multiple services.
As for your nasty, drippingly snide comment about me, you were shown my list of major national and local financial institutions that don't even offer Two-Factor authentication. Two of them among the largest and most secure in the country. Drago reported on his bank, also not offering Two-factor authentication. But YOU, in your arrogance, criticize so you can continue to rag on Apple who does offer the option, yet you have not named a single bank that does. You, sir, are the "piece of work," troll.
In fact, Leonard, for the most part, Leonard, if you want Two-Factor protection in the real world, it is necessary to join a third-party service, such as Lifelock (tm), that provides a quasi-two-factor notification service that will notify you when certain events occur to your accounts or trigger notifications in your credit files.
My passwords are difficult. My banks WILL call if they observe unusual activity in my accounts. If my accounts are compromised by fraudulent activity, I merely have to notify the bank with a declaration of fraud, and the money is replaced. I'm satisfied with those protection, Leonard.
You have been telling everyone how effective 2FA is and that Apple, being a pro-choice company, didn’t want to burden the general population with their advanced security features. You, however, being a crack security expert, have activated Apple’s advanced security features on iCloud so that no one will steal your “Best of Menudo” album.
And then, without any prompting, you posted bank names and claimed that you were a customer even though you claimed that none of them had the secure features that Apple provided to protect your “Backstreet Boys Golden Hits”. How smart is that?
Google your banks, big boy, and then call customer service, because while you claim none of them use 2FA, most of them would call you a liar. Maybe you have to activate it yourself, just like you did to protect your “NSYNC Gold” collection.