Two Factor Auth (2FA)
https://twofactorauth.org/
I assume that Tommy believes that nothing qualifies as 2FA unless it is precisely the form used by Apple. I’ll leave the definition of “classic” 2FA to you. Basic 2FA is simply something you know and something you have. While banks are under represented, that does not mean that they are not secure.
While Tommy was all 2FA for his music collection, he wasn’t interested in it for his bank.
“My passwords are difficult. My banks WILL call if they observe unusual activity in my accounts. If my accounts are compromised by fraudulent activity, I merely have to notify the bank with a declaration of fraud, and the money is replaced. I’m satisfied with those protection, Leonard.”
http://www.freerepublic.com/focus/chat/3200299/posts?page=53#53
I do not trust Tommy with Apple facts. He prefers authoritative half-truths as I have documented in the past. In matters of financial security I would never suggest that anyone trust his “facts”.
I apologize if I misstated the level of security provided to you by Chase. If your bank does not provide a level of security that you are not comfortable with, than you would be well advised to move your money.
Google your banks, big boy, and then call customer service, because while you claim none of them use 2FA, most of them would call you a liar. Maybe you have to activate it yourself, just like you did to protect your “NSYNC Gold” collection.
You strongly imply that I lied about my banks that support two factor security. . . and then state that you look this up by Googling it. You are the liar, Loonard. I stand by my statement. To put my accounts into a bank that uses two-factor authentication for account access I would be limited to just four of the banks listed:
Those are the only Banks on your list that offer Two-Factor authentication for on-line logon account security. I think you've been dissembling, if not out-right lying. You're at least completely misrepresenting the facts. Again.
My Bank of America accounts do have limited Two-Factor for on-line transactions, which I use. . . but not for gaining account access, which is exactly what I told you. None of my other banks even offer it. BofA, Wells Fargo, and Bank of the West use hardware Tokens, as does Apple, to identify the specific device from which you are making your connection. . . and if it is not one from which you have previously made a connection, you must answer security questions to proceed. Again, what I told you. Accurate information.
The BANKS are satisfied with the levels of security they are providing. Since it is THEY that are defrauded if my accounts are compromised and they allow someone to pillage my money, as they guarantee to make me whole when that happens, then who are YOU to criticize what they offer?
I assume that Tommy believes that nothing qualifies as 2FA unless it is precisely the form used by Apple. I’ll leave the definition of “classic” 2FA to you. Basic 2FA is simply something you know and something you have. While banks are under represented, that does not mean that they are not secure.While Tommy was all 2FA for his music collection, he wasn’t interested in it for his bank. . .
. . . I do not trust Tommy with Apple facts. He prefers authoritative half-truths as I have documented in the past. In matters of financial security I would never suggest that anyone trust his “facts”.
Who the hell are you referring to as "Tommy," you ass. I have a Freep name, use it. This denigration of me by assigning alternate name is childish and pathetic.
The only person in these threads who behaves as a sociopath is you. I have said nothing about a non-existent "music collection, Loonard. You have "documented" nothing! Your anti-Apple derangement and your current Swordmaker animus are severe, Loonard. Your "facts" are seldom actually factual, and always easily refutable. Quit stalking me and making innuendos about my honesty and character. You desperately need help.
You misrepresent, then dance around, claiming other things are the same thing. How are you doing on proving Apple owns those factories in China, as you vehemently and idiotically claimed for months on end, despite all documented evidence to the contrary?