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Debit cards for immigrants (No SSN#? No Problemo! Get the Sigo card! Don't leave Mexico w/o it!)
LA Times ^ | 2/20/07 | Erika Hayasaki

Posted on 02/20/2007 9:37:32 AM PST by NormsRevenge

NEW BRUNSWICK, N.J. — Jose Manuel Aparicio had come up with all kinds of ways to stash his construction job wages: He slipped bills between pages of books hidden in his bedroom closet and stuffed money into an old sock in his laundry. ...

Without a bank account, "somebody can steal it," said the 20-year-old, who came to the U.S. from Mexico three years ago. "That's it, my money is gone."

Then three months ago, Aparicio applied for a special debit card created for immigrants who don't have Social Security numbers, which are required to open savings or checking accounts. They're also for people who just don't trust banks.

A nonprofit worker center here called New Labor, which helps immigrants learn English and find jobs, in November became the first in the nation to offer the Sigo card — combining "go" with Spanish for "yes."

The center has distributed 300 cards. The program — affiliated with MasterCard — is underway at eight other worker centers across the country, including two in Los Angeles: the Pilipino Worker Center and the Institute of Popular Education of Southern California. Organizers hope to make it available to thousands of immigrants at 160 worker centers nationwide, ...

Janice Fine, a Rutgers University labor relations professor who helped create the program, said immigrants often felt intimidated by banks. ...

Last week, Bank of America announced a program to issue credit cards to Spanish-speaking immigrants who may not have Social Security numbers at 51 branches in Los Angeles County. Other major banks, including Wells Fargo and Citibank, have launched similar initiatives.

Critics have denounced such efforts to integrate illegal immigrants into the banking and credit world as aid to criminals, but Sigo organizers worry such offers by traditional banks will take advantage of low-income immigrants.

(Excerpt) Read more at latimes.com ...


TOPICS: Business/Economy; Crime/Corruption; Foreign Affairs; US: New Jersey
KEYWORDS: aliens; bankofamerica; citibank; debitcards; immigrants; sigo; socialsecurity; wellsfargo
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1 posted on 02/20/2007 9:37:38 AM PST by NormsRevenge
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To: NormsRevenge

Do you ever get the sense it's just too late for this Country? Maybe the great experiment didn't take into account how stupid and lazy we'd all get and how much we'd take what we have for granted.


2 posted on 02/20/2007 9:42:43 AM PST by Hildy (RUDY IN 2008)
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To: NormsRevenge
Last week, Bank of America announced a program to issue credit cards to Spanish-speaking immigrants who may not have Social Security numbers at 51 branches in Los Angeles County. Other major banks, including Wells Fargo and Citibank, have launched similar initiatives.

So then if I attempt to get an account without a SS number and I am refused. Doesn't that constitute national origin based discrimination?

3 posted on 02/20/2007 9:44:26 AM PST by Centurion2000 (If you're not being shot at, it's not a high stress job.)
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To: NormsRevenge
Critics have denounced such efforts to integrate illegal immigrants into the banking and credit world as aid to criminals, but Sigo organizers worry such offers by traditional banks will take advantage of low-income immigrants.

so they want their free cake and eat it, too?at least they finally managed to use the "illegal" word in the story.

4 posted on 02/20/2007 9:46:04 AM PST by Rakkasan1 ((Illegal immigrants are just undocumented friends you haven't met yet!))
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To: Hildy
In the mid to late fifties Whitter Chambers (renounced communism and put Hiss away...hated forever by leftists) and William Buckley became friends and exchanged correspondence over the years.

Buckley once asked Chambers to join the staff of the then new National Review in one of his letters expressing exorbitant hopes for the role the publication might play in human affairs.

Chambers answer, which Mr. Buckley called "a paragraph unmatched in the literature of supine gloom, even though finally resisting despair" was thus...

It is idle [he rebuked me] to talk about preventing the wreck of Western Civilization. It is already a wreck from within. That is why we can hope to do little more now than snatch a fingernail of a saint from the rack or a handful of ashes from the faggots, and bury them secretly in a flowerpot against the day, ages hence, when a few men begin again to dare to believe that there was once something else, that something else is thinkable, and needs some evidence of what it was, and the fortifying knowledge that there were those who, at the great nightfall, took loving thought to preserve the tokens of hope and truth.

I am beginning to share Chambers' sentiments in this regard.

5 posted on 02/20/2007 9:48:18 AM PST by KDD
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To: Coleus; Clemenza; Cagey

ping


6 posted on 02/20/2007 9:48:54 AM PST by Calpernia (Breederville.com)
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To: SwinneySwitch; HiJinx

ping


7 posted on 02/20/2007 9:51:02 AM PST by Calpernia (Breederville.com)
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To: television is just wrong

ping


8 posted on 02/20/2007 9:52:18 AM PST by Calpernia (Breederville.com)
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To: KDD

I know this is terrible, but we went to a buffet at a hotel in Laughlin, NV. As we were waiting for our table, I looked around and I almost started crying. 80% of the people were obese...not just overweight, but obese...fat and eating with plates of food overflowing, food on the floor. Of course this was in a casino and I thought, this is what we've become...fat and lazy and worshipping the almighty dollar. I am not lying to you when I told you I turned around and left.


9 posted on 02/20/2007 9:53:17 AM PST by Hildy (RUDY IN 2008)
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To: NormsRevenge
Nobody should need a SSN for any purpose other than the federal retirement plan. My SSN isn't the bank's problem, so they shouldn't demand it. Thanks for the reminder. I gotta go get one of those BOA SSN-free cards before whiners make 'em stop.
10 posted on 02/20/2007 9:56:18 AM PST by ctdonath2 (The color blue tastes like the square root of 0?)
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To: Centurion2000
So then if I attempt to get an account without a SS number and I am refused. Doesn't that constitute national origin based discrimination?

When I opened my bank account I had to show a social security number because they had to run a credit check to make sure I didn't have any hotchecks or owe any fees to another bank before they would open the account. I guess there are two sets of rules for citizens and non-citizens. It sounds like discrimination to me.

11 posted on 02/20/2007 9:57:42 AM PST by Elyse (I refuse to feed the crocodile.)
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To: Hildy

I 100,000 or so legal Americans went to these banks, signed up for these accounts without a ss number and with a false address, then this practice would endly instantly.....


12 posted on 02/20/2007 9:58:19 AM PST by cherry
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To: NormsRevenge
FWIW, I work at BofA and while I don't agree with the practice, this card pilot does not specifically target illegal immigrants. The Bank created this pilot in LA to "help current Bank of America customers who have deposits with the Bank and little or no credit history." This card has a credit limit of $500 and carries a fee of $99. One cannot get this card with out an existing deposit account. Opening a deposit account requires identification as required by the USA Patriot Act. Specifically, the Bank requires customers have 2 forms of ID, including an unexpired government issued US or foreign government-issued ID card.
13 posted on 02/20/2007 9:58:49 AM PST by flyingbear (long time lurker livin' on the left coast)
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To: flyingbear

Thanks for the info.

I wonder what the founder of the original BofA , AP Giannini, might have to say about this latest offering.


14 posted on 02/20/2007 10:02:49 AM PST by NormsRevenge (Semper Fi ......)
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To: flyingbear

Thank you for the information. This is the first time I've seen the requirements for the card set out.


15 posted on 02/20/2007 10:02:59 AM PST by BlessedBeGod (Benedict XVI = Terminator IV)
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To: flyingbear

If the card pilot that is open to 'illegal immigrants' is not targeted to illegal immigrants; why does BofA accept the matricula?


16 posted on 02/20/2007 10:03:11 AM PST by Calpernia (Breederville.com)
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To: NormsRevenge
BoA: money talks...bullshiite walks...

no matter the cost to the rest of us.

I realize that a lot of people are stockholders and account holders in BoA....but, I am not, never will be after this. BoA just dropped from my radar screen.

It would make this old heart flutter to think that witholding my business from BoA would topple the whole rotten mess, but alas...it ain't true, and will never be true. We can only hope and pray that many people would pull out of doing any kind of business with BoA, and leave them to the basement dealings with illegals.

May the gods of the copybook smite them mightly, and bring a once proud financial institution back to its senses.

17 posted on 02/20/2007 10:04:44 AM PST by B.O. Plenty (Give war a chance...)
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To: NormsRevenge

Just for kicks, I think I'll go down and try to open a new account without any social security number. When they ask me why, I'll mention the need to hide money. When they refuse me, I can sue for racial discrimination (white non-Hispanic European male).

Oh, and I'll demand the paperwork in English!


18 posted on 02/20/2007 10:07:22 AM PST by JimRed ("Hey, hey, Teddy K., how many girls did you drown today?" (Hello, I'm a TAGLINE virus. Please help m)
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To: NormsRevenge
Without a bank account doing something about illegal immigration to America, "somebody can steal it," said the 20-year-old criminal, who came to the U.S. from Mexico illegally three years ago. "That's it, your money country is gone."
19 posted on 02/20/2007 10:08:50 AM PST by RockinRight (When Chuck Norris goes to bed at night, he checks under the bed for Jack Bauer.)
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To: flyingbear

OK, but not having credit does not mean you don't have a social security number.


20 posted on 02/20/2007 10:10:09 AM PST by RockinRight (When Chuck Norris goes to bed at night, he checks under the bed for Jack Bauer.)
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