NEW BRUNSWICK, N.J. — Jose Manuel Aparicio had come up with all kinds of ways to stash his construction job wages: He slipped bills between pages of books hidden in his bedroom closet and stuffed money into an old sock in his laundry. ... Without a bank account, "somebody can steal it," said the 20-year-old, who came to the U.S. from Mexico three years ago. "That's it, my money is gone." Then three months ago, Aparicio applied for a special debit card created for immigrants who don't have Social Security numbers, which are required to open savings or checking accounts....