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Homeowners Insurance Question, any Insurace Agents Out There???
me ^
| 8/22/07
| cmsgop
Posted on 08/22/2007 5:02:56 PM PDT by cmsgop
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Thank You Once Again
1
posted on
08/22/2007 5:02:58 PM PDT
by
cmsgop
To: cmsgop
Call your insurance company and ask them. If not covered, hire a lawyer.
2
posted on
08/22/2007 5:04:33 PM PDT
by
Atlas Sneezed
("We do have tough gun laws in Massachusetts; I support them, I won't chip away at them" -Mitt Romney)
To: cmsgop
You need to talk to a lawyer, not an insurance agent.
3
posted on
08/22/2007 5:06:37 PM PDT
by
PAR35
To: cmsgop
do you have some kind of easement or something???
4
posted on
08/22/2007 5:06:41 PM PDT
by
Chode
(American Hedonist)
To: Chode
5
posted on
08/22/2007 5:08:39 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: Beelzebubba
Call your insurance company and ask them. If not covered, hire a lawyer.
Don't want a Ding!
6
posted on
08/22/2007 5:10:23 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: cmsgop
Find out who your neighbor hired to cut down the trees. Call and tell them about the damage because they need to report a liability claim to their insurance carrier.
7
posted on
08/22/2007 5:11:30 PM PDT
by
faq
To: Chode; cmsgop
My question precisely. If you do not have legal title or an easement to the property in question, you have no case.
To get an easement if you don’t have one, you’d have to claim easement by pre-existing use, which may not be allowed by your state.
You need a land use lawyer to sort this out.
8
posted on
08/22/2007 5:12:44 PM PDT
by
cinives
(On some planets what I do is considered normal.)
To: cmsgop
If you contact your insurance company they will probably contact him to get his insurance to cover it. If he has no insurance then they will probably have to fix it. Maybe!!! One never knows what a lawyer or insurance co. will do.
9
posted on
08/22/2007 5:13:36 PM PDT
by
ontap
(Just another backstabbing conservative)
To: PAR35
You need to talk to a lawyer, not an insurance agent.
Yes,thought of that, but I was just wondering if it might be easier if the Big Boys fight it out without getting all lawsuit like, although I will if I must.
10
posted on
08/22/2007 5:14:04 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: cinives
I have an easment,it’s in my Title
11
posted on
08/22/2007 5:15:08 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: cmsgop
Send your Dogs to go poop in his yard and you’ll be even.
12
posted on
08/22/2007 5:15:51 PM PDT
by
The South Texan
(The Drive By Media is America's worst enemy and American people don't know it.)
To: faq
Got That, and Sweet Pics of the receipt to boot
13
posted on
08/22/2007 5:16:38 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: The South Texan
He has a Ridgeback, I have a Shih-Tzu, you do the math,LOL!
14
posted on
08/22/2007 5:17:35 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: All
See the predicament I am in?, Do I call a Lawyer or the Insureance Agent?
15
posted on
08/22/2007 5:21:56 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: cmsgop
“I have an easment,its in my Title”
Woa.
Do you have an easement or do you have title to the land?
Does your neighbor have an easement also? Whose name is the land in?
If the land is in your name, does your neighbor also have an easement?
If the land is in your name, why do you need an easement?
Don’t hire a lawyer until you a) figure those questions out and b) go talk to your neighbor to resolve this.
To: cmsgop
You've got your insurance company, his insurance, if any, the contractor's insurance, if any. If he and/or the contractor are willing to fix things after a friendly phone call, you're set. Otherwise, it's going to get messy.
Of course, if you litigate, only the lawyers will break even on the deal.
17
posted on
08/22/2007 5:22:15 PM PDT
by
PAR35
To: cowtowney
His Land,My Easement, that’s all legit
18
posted on
08/22/2007 5:24:49 PM PDT
by
cmsgop
( "cmsgop" a Mark Goodson / Bill Todman Production)
To: cmsgop
“Do I call a Lawyer or the Insureance Agent?”
Call the tree trimmer’s insurance agent.
19
posted on
08/22/2007 5:26:04 PM PDT
by
faq
To: cmsgop
My Drainfeild is on my neighbors land across the street Questions: Why is it on someone else's property?
Does your neighbor know that it belongs to you? Did you specifically ask that this be included in your policy?
Does your insurance company know that it is on property that does not belong to you? Does your policy specifically cover or exclude this item?
Did you describe this to your agent when purchasing coverage?
I have sold homeowners policies and do not regularly see coverage for things that are not part of your home, built on another's property. Extended coverage usually refers to personal property or to separate structures on the insured property.
You must contact your agent and also an attorney for advise on this. It may be that in your state, there is coverage for this built into the standard policy, but without asking, you will not know.
Good luck with this.
20
posted on
08/22/2007 5:26:39 PM PDT
by
Nachum
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