Posted on 06/02/2008 5:11:42 PM PDT by shrinkermd
“Free Market” sterilization - shocking, but that is what United Healthcare’s (UNH) subsidiary Golden Rule told a 39-year-old women in perfect health. The New York Times “After Caesareans, Some See Higher Insurance Cost” reports that private health insurers either do not issue medically underwritten policies or charge substantially higher premiums to women who have undergone Caesarean deliveries. Given that most individual policies are medically underwritten and 31.1% of deliveries are Caesarean, a large percentage of women of childbearing age are not eligible for health insurance.
The excuse is that it is statistically more likely that a second Caesarean will follow the first, costing an average of $2700 more than vaginal birth. In some states, Golden Rule will treat a Caesarean as a pre-existing condition, and exclude it for three years. Where it cannot be excluded or the exclusion period allowed is shorter, Golden Rule dictates sterilization or no insurance. Where are the pro-lifers when you really need them?
Taking a step back, we are beginning to see how far medical underwriting has gone. Healthy people are no longer guaranteed access to insurance.In addition, health insurance companies can take control of your body. As more people leave the shelter of employer provided insurance, the public will be awakened to the realities of medical underwriting. The noose is getting tighter every day.
(Excerpt) Read more at seekingalpha.com ...
>>This is what Marx meant when he said that
>>Capitalism is doomed; that it would pass
>>through socialism into communism.
The subject of this thread is probably better described as corporatism than communism.
Having said that, however, it’s becoming quite apparent there’s really very little difference between the two; in that both subjugate the individual for the benefit of the hive.
>>either do not issue medically underwritten policies
>> or charge substantially higher premiums to women
>>who have undergone Caesarean deliveries.
That’s very interesting, given the apparent predisposition towards performing Caesareans instead of natural child birth.
I guess you either need to be an illegal alien or wealthy enough not to need insurance these days; if you want to have more than one child.
"Corporatism" seems to have been too sublime an idea for Marx, or too irrelevant, or rather too obvious a manifestation of the phenomena he described.
Yes, it worked but fundamentally, you cannot trust a place that requires you to do that just to get them to honor an obligation.
For example, my neighbor could not chase them because he was dying of lung cancer and on morphine, etc. So if you get REALLY sick and REALLY start running up bills, there will be nothing that can be done.
His widow took care of it later. After what she had been through, she made it a hobby to make them miserable. I actually think it helped her by giving her something to focus on.
Upon hearing these stories, one sees a justification for lawyers.
Being close to the described situation as I was, and am, it was a genuine struggle not to discuss that outfit with sentences that do not contain "Assault rifle","Street Sweeper", "Hand Grenades" and other antisocial utterances.
Suffice to say, the conclusion of many is that there is simply nothing bad enough that could happen to that place.
Do you have to do that every time you go in for a screening, or did the message stick with UHC?
>>too obvious a manifestation of the phenomena he described.
Marx just didn’t appreciate the concept of sovereign individuals with inalienable rights. Definitely a hive dweller - regardless of the semantic facade.
No one, absolutely no one can make sensible excuses for the individual health insurance market in most states. Yea, a 20 year old with NO health history can buy a plan for $50 bucks; so what? Many still don’t buy it.
My industry is just handing ammo to the single payer folks in attempting maintain this ridiculous status quo.
However, this market is easy to reform if someone really wanted to. You could pool people or better yet, pool certain claims and conditions to make nearly everyone acceptable and underwritable while setting up strong competition that would hold down prices.
Unfortunately, I have found Democratic lawmakers extremely hostile to any solution involving reforms to the private market. They prefer to use the disfunctional individual market as a club to beat the industry with. So far, we deserve every bit of it.
They pay everything now.
Good.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.