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Keyword: healthinsurance

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  • Trump Administration Details Health-Law Waivers for States

    11/29/2018 8:05:11 PM PST · by reaganaut1 · 23 replies
    Wall Street Journal ^ | November 29, 2018 | Stephanie Armour
    The Trump administration on Thursday outlined ways states will be allowed to waive parts of the Affordable Care Act, a move that has been welcomed by conservatives, spurred rebukes from Democrats and risks legal action. The Centers for Medicare and Medicaid Services, which implements the health law, released four templates detailing how states may use waivers. States will get significantly more leeway to change the way they distribute and structure ACA premium subsidies that now go to almost nine million people. “The specific examples laid out today show how state governments can work with HHS to create more choices and...
  • Senate defeats measure to overturn Trump expansion of non-ObamaCare plans

    10/10/2018 10:21:46 AM PDT · by yesthatjallen · 47 replies
    The Hill ^ | 10/10/18 | PETER SULLIVAN
    The Senate on Wednesday defeated a Democratic measure to overrule President Trump’s expansion of non-ObamaCare insurance plans as Democrats seek to highlight health care ahead of the midterm elections. The Democratic measure would have overruled Trump’s expansion of short-term health insurance plans, which do not have to cover people with pre-existing conditions or cover a range of health services like mental health or prescription drugs. It was defeated on an extremely narrow, mostly party line 50-50 vote, with Sen. Susan Collins (R-Maine) voting with Democrats in favor of overturning the short-term plans. Republicans argue the short-term plans simply provide a...
  • A Short History of American Medical Insurance

    10/06/2018 8:33:36 PM PDT · by TBP · 34 replies
    Imprimis ^ | September 2018 | JohnSteele Gordon
    Whenever one segment of an economy exhibits, year after year, inflation above the general rate, and when there is no constraint on supply, then either a cartel is in operation or there is a lack of price transparency—or both, as is the case with American medical care. So it is clear that there is something terribly wrong with how health care is financed in our country. And a consensus on how to fix the problem—how to provide Americans the best medicine money can buy for the least amount of money that will buy it—has proved elusive. But the history of...
  • Congress Can Slash the Cost of Health Care Premiums by as Much as a Third. Here’s How.

    10/04/2018 5:53:41 AM PDT · by Tolerance Sucks Rocks · 15 replies
    The Daily Signal ^ | October 3, 2018 | Doug Badger
    A proposal to repeal Obamacare entitlements and replace them with grants to states would reduce premiums for individual coverage by as much as 32 percent, according to an analysis by the Center for Health and Economy.The Health Care Choices Proposal also would modestly reduce the deficit, increase the number of people with private health insurance, and cut Medicaid spending, according to Center for Health and Economy.The proposal, the product of national and state think tanks, policy analysts, and others in the conservative community, embarks on a new path to empower consumers and return authority to the states to provide people...
  • ObamaCare’s Hotel California

    09/04/2018 5:44:57 AM PDT · by reaganaut1 · 18 replies
    Wall Street Journal ^ | September 3, 2018
    Democrats say they’re champions of health care for all, but that narrative needs a reality check. Progressives around the country are working to outlaw insurance products that could cover Americans who have no other affordable options. On Governor Jerry Brown’s desk is a bill that bans the sale of short-term, limited-duration insurance in California. The Trump Administration recently issued rules on the plans, which don’t have to comply with Affordable Care Act mandates. The coverage can now last up to a year, which was the norm before the Obama Administration limited the options to three months. Plans also can be...
  • When Health Insurance Prices Rose Last Year, Around a Million Americans Dropped Coverage

    07/03/2018 12:04:11 PM PDT · by reaganaut1 · 10 replies
    New York Times ^ | July 3, 2018 | Margot Sanger-Katz
    Last year, as insurance prices rose by an average of just over 20 percent around the country, people who qualified for Obamacare subsidies hung onto their insurance. But the increases appear to have been too much to bear for many customers who earned too much to qualify for financial help. According to a new government report, about a million people appear to have been priced out of the market for health insurance last year. The report is the first comprehensive look by the Department of Health and Human Services at people who buy their own insurance but don’t qualify for...
  • Who does not have health care? (Vanity)

    06/01/2018 8:37:03 AM PDT · by rey · 33 replies
    1 June 2018
    Don't answer that. How can one get by, at least for a while, without complying with the ACA? I thought Trump was going to get rid of the law that said everyone must buy in, especially individuals? I am very low income, as is a friend of mine, and the fines and policies they want us to carry take a very sizable portion of our meager income. I thought if you made under $17K - $24K you were exempt? The IRS came after us on our filings and every agent or official we speak to is incredulous that we hadn't...
  • Escape from Obamacare: Coming soon to a health insurance plan near you

    05/10/2018 10:49:33 AM PDT · by re_tail20 · 4 replies
    The Washington Examiner ^ | May 10, 2018 | Sally Pipes
    Millions of Americans could soon enjoy lower health insurance premiums, thanks to a new Trump administration rule. The rule, which was proposed in January and will likely be finalized by early summer, would make it easier for self-employed individuals and small businesses to band together and purchase coverage through association health plans. AHPs offer small businesses and sole proprietors an alternative to overpriced plans sold through the Obamacare exchanges. In 2018, average individual premiums on the healthcare.gov exchanges were nearly twice as high ($444 per month) as average individual-market premiums in 2013, the year before most of Obamacare took effect....
  • The Democratic Push for a 'Public Option on Steroids'

    04/26/2018 7:16:36 AM PDT · by Oldeconomybuyer · 14 replies
    The Atlantic ^ | April 26, 2018 | by Ronald Brownstein
    After beating back the repeated Republican efforts to repeal the Affordable Care Act, Democrats, for the first time in years, are taking the offense on health care. While the flashiest proposal—for an entirely government-run system—remains a distant aspiration, Democrats are again looking for new ways to expand Washington’s role in shaping the health-care system. Their ideas include new plans to expand coverage, restrain drug prices, and create a public competitor to private health-insurance companies. Encouraging all of these efforts are polls showing that support for the ACA clearly increased during the long legislative struggle over its future. “People are increasingly...
  • Ambitious California bill would put the state in charge of prices in the healthcare market (tr)

    04/09/2018 12:30:31 PM PDT · by Oldeconomybuyer · 43 replies
    The Los Angeles Times ^ | April 9, 2018 | By MELANIE MASON
    In one of the most aggressive efforts in the nation to curb soaring healthcare spending, a new California measure would put the state in charge of setting prices for hospital stays, doctor's visits and most other medical services covered by commercial insurers. The bill, backed by labor unions and consumer groups, is certain to rouse fierce opposition from physicians and hospitals, setting the stage for a brawl between some of the Capitol's top lobbying heavyweights. Proponents also face friction on the left from advocates of single-payer healthcare, who espouse an alternate vision of how to overhaul the state's healthcare. Despite...
  • The truth about medical bankruptcies

    03/26/2018 7:19:17 AM PDT · by reaganaut1 · 19 replies
    Washington Post ^ | March 26, 2018 | Megan McArdle
    Pop quiz: What percentage of bankruptcies in the United States are caused by medical bills? If you lived through the debate over passing Obamacare, you probably answered something like “half.” That was the figure in common currency among advocates of health-care reform; then-Sens. Chris Dodd (D-Conn.) and Hillary Clinton (D-N.Y.) were just two of the prominent advocates who used it. Other variants were also popular; Barack Obama, for example, was fond of saying that “the cost of health care now causes a bankruptcy in America every 30 seconds.” It’s a memorable number. But it’s almost certainly many times the true...
  • Obamacare insurance premiums to rise 18 percent next year, analysis finds

    02/27/2018 7:08:48 PM PST · by artichokegrower · 13 replies
    San Francisco Chronicle ^ | February 26, 2018 | Catherine Ho
    Health insurance premiums in California are expected to rise nearly 18 percent in 2019 as a result of federal policy changes enacted by Congress and the Trump administration, according to an analysis released Monday by the Urban Institute left-leaning think tank.
  • As Some Got Free Health Care, Gwen Got Squeezed: An Obamacare Dilemma

    02/19/2018 8:33:51 PM PST · by Theoria · 51 replies
    The New York Times ^ | 19 Feb 2018 | Abby Goodnough
    Gwen Hurd got the letter just before her shift at the outlet mall. Her health insurance company informed her that coverage for her family of three, purchased through the Affordable Care Act marketplace, would cost almost 60 percent more this year — $1,200 a month. She and her husband, a contractor, found a less expensive plan, but at $928 a month, it meant giving up date nights and saving for their future. Worse, the new policy required them to spend more than $6,000 per person before it covered much of anything. “It seems to me that people who earn nothing...
  • Botched Obamacare forecasts have CBO on the hot seat

    01/26/2018 11:46:37 AM PST · by Red Badger · 12 replies
    www.washingtontimes.com ^ | Wednesday, January 24, 2018 | By David Sherfinski
    Congress’ chief scorekeeper said Wednesday it botched some of its original Obamacare estimates, and its employees have to make “trade-offs” as they confront the heavy workload from lawmakers. Keith Hall, director of the Congressional Budget Office, said they were off in their guess for enrollment in Obamacare’s exchanges, though he said so were other analysts. “Sometimes it’s really hard to estimate these things,” Mr. Hall said Wednesday. “Certainly with the exchanges, we were off — we weren’t as far off on things like the actual spending, some other things — but everybody else was as well. We can be off...
  • It’s Happening: Health Insurance Will Soon Be Sold Across State Lines

    01/04/2018 3:35:39 PM PST · by Kaslin · 57 replies
    Townhall.com ^ | January 4, 2017 | Katie Pavlich
    Although the Trump administration and Congress have struggled to fully repeal Obamacare, while putting a good dent in the law by repealing the individual mandate through tax reform, officials are finding new ways to lower costs and expand coverage to consumers. On Thursday, the Department of Labor announced a new rule proposal that opens the door to allowing insurance companies to sell plans and coverage across state lines. From Insurance News Net:  In another move toward dismantling the Affordable Care Act, the Department of Labor announced a proposed rule to expand the offering of small business health plans, also known as...
  • Nearly 9 million people signed up for ObamaCare

    12/21/2017 11:59:49 AM PST · by GIdget2004 · 35 replies
    The Hill ^ | 12/21/2017 | Nathaniel Weixel
    Nearly 9 million people signed up for coverage through the federal ObamaCare exchanges, according to a top administration official. Last year, 9.2 million people signed up for coverage during an open enrollment period that was twice as long. Approximately 8.8 million people enrolled during the six week open enrollment period, Centers for Medicare and Medicaid administrator Seema Verma tweeted Thursday.
  • Obamacare Mandate: Contrary to Our Natural Rights

    12/06/2017 6:09:38 PM PST · by huckfillary · 7 replies
    Artful Dilettante ^ | December 6, 2017 | Artful Dilettante
    Indeed, the repeal of the Obamacare mandate is one of the great civil rights victories of our times. Obamacare violates our inalienable natural rights/property rights in critical ways. First, it compels you to purchase an insurance product you may not need or want in terms dictated by the government. In a free society, you would be free to negotiate the terms and coverages of the plans, deductables, price, etc. For example, an elderly couple doesn't need pregnancy benefits, infant annihilation coverage, or coverage for any minor children. When I was working, we had two health insurance choices---Self, or Self and...
  • Obamacare Tax to Raise Premiums in 2018, Cost $270 Billion Over Next Decade

    10/15/2017 10:55:24 AM PDT · by Kaslin · 15 replies
    The Washington Free Beacon ^ | October 15, 2017 | Ali Meyer
    Tax could potentially affect 156,000 Americans who could see premiums rise even furtherAn Obamacare tax that will be imposed in 2018 will raise premiums even further and is estimated to cost $270 billion over the next decade, according to a report commissioned by UnitedHealth Group. The report was commissioned to examine how a tax imposed by Obamacare would impact premiums. Under Obamacare, health insurers that offer coverage are required to pay a fee on health insurance premiums they earn, which is also considered a tax by the IRS. Congress imposed a moratorium on collecting these taxes in 2017, but that...
  • Obama Lied. My FOURTH Health Plan Died.

    10/11/2017 4:48:23 AM PDT · by Kaslin · 28 replies
    Townhall.com ^ | October 11, 2017 | Michelle Malkin
    Cue the funeral bagpipes. My fourth health insurance plan is dead. Two weeks ago, my husband and I received yet another cancellation notice for our private, individual health insurance coverage. It's our fourth Obamacare-induced obituary in four years. Our first death notice, from Anthem Blue Cross and Blue Shield, arrived in the fall of 2013. The insurer informed us that because of "changes from health care reform (also called the Affordable Care Act or ACA)," our plan no longer met the federal government's requirements. Never mind our needs and desires as consumers who were quite satisfied with a high-deductible PPO...
  • Trump Poised to Sign Order Opening New Paths to Health Insurance

    10/08/2017 11:43:25 AM PDT · by reaganaut1 · 27 replies
    New York Times ^ | October 7, 2017 | Robert Pear
    WASHINGTON — Stymied in his efforts to repeal the Affordable Care Act, President Trump is poised to issue an order that could ease some federal rules governing health insurance and make it easier for people to band together and buy coverage on their own, administration officials said Saturday. One official said the directive could move the president a step closer to one of his longstanding goals: allowing consumers to buy health insurance across state lines. Conservatives say that interstate sales could expand options for consumers, increase competition in the insurance market and perhaps lower costs. The order, which the administration...