Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

New York Couple Harassed by Creditors Trying to Collect Debt Their Dead Son Owed
Foxnews.com ^ | 1/15/2009 | Puppage

Posted on 01/15/2009 10:23:34 AM PST by Puppage

A New York couple is haunted by calls from credit agencies wanting to collect debt their dead son owed.

Roco and Laurie Crimeni's 27-year-old son Vincent collapsed and died nearly a year ago of a sudden heart attack while he was playing softball.

(Excerpt) Read more at foxnews.com ...


TOPICS: Business/Economy; US: New York
KEYWORDS:
Navigation: use the links below to view more comments.
first previous 1-2021-4041-6061-8081-100 next last
To: Puppage

I have been getting calls almost every night from collection agencies asking for me by name. Since I’m not behind on anything I keep trying to tell them that there are three people with my name in our town and they have the wrong one.

The last one wanted me to tell them my SSN to confirm I was who I said I was. My response back was not meant for children’s ears, I can assure you.

I guess we have outsourced our collection calling overseas, not a single one of them spoke English as their first language. There is nothing quite as annoying as arguing with Apoo over your identity...


61 posted on 01/15/2009 11:05:58 AM PST by Abathar (Proudly posting without reading the article carefully since 2004)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Chet 99
who answers their phone anymore?

I answer the phone every time it rings, and answer with "This is John". If I don't want to talk to someone, I can just hang up. I never saw the point in hiding or running away.

/johnny

62 posted on 01/15/2009 11:06:48 AM PST by JRandomFreeper (God Bless us all, each, and every one.)
[ Post Reply | Private Reply | To 18 | View Replies]

To: Chet 99

collection agencies intentionally obscure their caller ID signature.

They seek out “out of area” or obscure designations.

(ie, ABC inc.)


63 posted on 01/15/2009 11:07:15 AM PST by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
[ Post Reply | Private Reply | To 18 | View Replies]

To: Chet 99

Believe it or not, there are still some rotary phones in use. My husband’s widowed aunt has one - we made sure she wasn’t still RENTING it! No caller-id and no answering machine.


64 posted on 01/15/2009 11:10:12 AM PST by RebelTXRose
[ Post Reply | Private Reply | To 18 | View Replies]

To: Abathar

BTW the newest thing is FAKE bad credit which was sold to collection agencies.

It is like home mortgage notes that appear in multiple bundles.

This bad debt stuff is just the tip of the iceberg.

I think the only real way to deal with this bad debt is to write it off entirely.

(I also think collection agencies have to disclose how much they paid for the debt and all collection efforts have to abide by the fair debt laws not just collection agencies)


65 posted on 01/15/2009 11:14:45 AM PST by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
[ Post Reply | Private Reply | To 61 | View Replies]

To: mgc1122

“Inform the creditors to NEVER call again, and tell them you will be filing a complaint with the state AG.”

I would lean toward finding out where they lived and beating the crap out of them...


66 posted on 01/15/2009 11:15:38 AM PST by babygene (It seems that stupidity is the most abundant element in the universe)
[ Post Reply | Private Reply | To 2 | View Replies]

To: Puppage

First tell them to never call again and if they do you will sue them for $50,000,000.00 which should be a small amount for what they are doing as they are in violation of federal law. Unless the parents cosigned the debt. I assume they did not.


67 posted on 01/15/2009 11:16:44 AM PST by YOUGOTIT (The Greatest Threat to our Security is the Royal 100 Club)
[ Post Reply | Private Reply | To 1 | View Replies]

To: longtermmemmory

I guess I agree, but I have never had to deal with one before. I’ve heard the horror stories, but since they are calling (I think) anyone in the phone book with my name to track someone down it’s a minor annoyance to me. I’d handle it differently if I was the one who owed.

It would be an interesting day on Wall Street if they wrote off all bad debt at once, an interesting day indeed.


68 posted on 01/15/2009 11:22:56 AM PST by Abathar (Proudly posting without reading the article carefully since 2004)
[ Post Reply | Private Reply | To 65 | View Replies]

To: Polybius

AND here is the kicker...

the debtors have to affirmativly seek out the estate to make their claim on the estate.

That costs money.

Many of these collection agencies are just harrasment tigers. only bark no bite.

Most states have a one year statute of limiation on estates in order to preserve finality.

If a debt is not claime and probated it is easily time barred. UNLESSS the collection agency finds a person ignorant of their rights and has the “target” assume the other person’s debt.


69 posted on 01/15/2009 11:24:51 AM PST by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
[ Post Reply | Private Reply | To 53 | View Replies]

To: YOUGOTIT

The damages are fixed by law in the fair debt collection laws. ($1000.00)

This is why they work ACROSS state lines and are constantly changing names.


70 posted on 01/15/2009 11:27:38 AM PST by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
[ Post Reply | Private Reply | To 67 | View Replies]

To: Badeye

An aggressive creditor WILL track down family members and harrass them, legal or not. One of my brother-in-law’s creditors called my husband 2 years ago and were on the verge of getting shi++y toward my husband about his brother’s debts, but I think they wisely noted a tone in my husband’s voice which let them know he was NOT an idiot and would go off on them in a heartbeat. He politely verified his brother’s phone number and took a message to relay to his brother (who they claimed to have called repeatedly and were unable to reach).


71 posted on 01/15/2009 11:31:44 AM PST by a real Sheila (Going into my cave Jan 20. Come get me in 4 years.)
[ Post Reply | Private Reply | To 7 | View Replies]

To: a real Sheila

Good for your hubby.

Are these ‘rent to own’ type collections?


72 posted on 01/15/2009 11:32:57 AM PST by Badeye (There are no 'great moments' in Moderate Political History. Only losses.)
[ Post Reply | Private Reply | To 71 | View Replies]

To: longtermmemmory
the newest thing is FAKE bad credit which was sold to collection agencies.

Yes, I get letters and calls about CC I never had. Interesting thing is they claim the bill was $4,123 and has grown to $14,567 with lawyer fees, but will settle for $5,000.

How can I pass up a deal like that?

73 posted on 01/15/2009 11:33:16 AM PST by razorback-bert (Save the planet...it is the only known one with beer!)
[ Post Reply | Private Reply | To 65 | View Replies]

To: PGR88
Well let me join the chorus of those decrying the tactics of the debt collectors.

I have repeatedly had collectors calling my work asking for various persons;they are not supposed to call the debtor's employer;and having several callers ask for the same person after the first was told NOT to call,is annoying.

A pox on these collector callers.

If the greedy businesses didn't promote loose credit they might not need so many collectors.Constantly promoting the purchase on credit of big ticket items by small income people is the root cause.

74 posted on 01/15/2009 11:39:09 AM PST by hoosierham (Waddaya mean Freedom isn't free ?;will you take a credit card?)
[ Post Reply | Private Reply | To 47 | View Replies]

To: Doohickey

A few years back, a hospital in Florida sent some mensa to our home to collect a debt from my wife, who they assumed to be a person who owed them money.

My wife’s name is Lisa (lastname). The person they were looking for was named MonaLisa (same lastname).

The retard knocked on our door with a gift package in his hand, asking for MonaLisa (same lastname). Not really lisenting, I summoned my wife.

When she came to the door, Retard gave her the package and walked off. Inside was a notice of collection of a debt from the hospital. Before he got back to his car, I caught up with Retard and gave the package back to him, telling him he had the wrong person.

Two months later, Retard came back and tried the same schtick. I told him to get lost. Haven’t seen him since.


75 posted on 01/15/2009 11:42:51 AM PST by Skooz (Gabba Gabba we accept you we accept you one of us Gabba Gabba we accept you we accept you one of us)
[ Post Reply | Private Reply | To 25 | View Replies]

To: theFIRMbss

Yeah, well, that happens.
I’ve got to pay off the debts
that my mother left.
_______

If she left an estate behind, as I understand it, you are correct. This young man, however, had no estate, so there was nothing in his name from which to pay the creditors.

Very different situations - again, as I understand the laws here in Maryland. Just went through this with my dad in June 08. The vendors can sniff through probate all they want, but he left nothing behind in his name.


76 posted on 01/15/2009 11:44:38 AM PST by dmz
[ Post Reply | Private Reply | To 5 | View Replies]

To: Badeye

They might also have made the mistake of sending a check in to his creditors to help pay them while he was alive.
Conversely, they might have the parents’ contact information if he lived there while accruing his debts.


77 posted on 01/15/2009 11:48:37 AM PST by tbw2 (Freeper sci-fi - "Humanity's Edge" - on amazon.com)
[ Post Reply | Private Reply | To 7 | View Replies]

To: tbw2

I’m leaning towards one of your explanations more than anything else I’ve read on this thread.


78 posted on 01/15/2009 11:50:36 AM PST by Badeye (There are no 'great moments' in Moderate Political History. Only losses.)
[ Post Reply | Private Reply | To 77 | View Replies]

To: Badeye
You need to read some stories on sites like this.

http://whocalled.us/list/

79 posted on 01/15/2009 11:57:53 AM PST by DJ MacWoW (Make yourselves sheep and the wolves will eat you. Ben Franklin)
[ Post Reply | Private Reply | To 78 | View Replies]

To: DJ MacWoW

Interesting, thanks.


80 posted on 01/15/2009 12:00:30 PM PST by Badeye (There are no 'great moments' in Moderate Political History. Only losses.)
[ Post Reply | Private Reply | To 79 | View Replies]


Navigation: use the links below to view more comments.
first previous 1-2021-4041-6061-8081-100 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson