Now available: Prices for every insurance plan offered on Healthcare.gov (GET IN HERE!)

Hot Air ^ | October 23, 2013 | Allahpundit

[2ndDivisionVet]

Someone stumbled across this spreadsheet on the ObamaCare website last night and it’s been zapping around Twitter ever since. Is this information … supposed to be public? I thought the whole point of forcing people to register before showing them the prices is that they didn’t want you to see how expensive the plans are until you’d already been lured with the promise of subsidies.

[mmichaels1970]

And those premiums wouldn’t even reduce our taxable income like our current health insurance.

Is that a fact? I'm seeing about the same averages for my area too. If the premium doesn't come out before taxes it's a big difference between what you're paying now and what you'd being paying then.

In any case, I didn't see anything that looked worth switching to. But hypothetically, if I found a better plan on the exchange, could I negotiate with my employer to pay a percentage of the premium? If so, would both the employee and employer maintain the same tax benefits they do as with the plans that THEY offer?

[2ndDivisionVet]

That's if those prices aren't artificially low and doesn't include deductibles, co-payments, prescriptions and the cost of buying or renting medical equipment, etc.

[mmichaels1970]

I found the best way to navigate through the info is to filter the state column to my state. Then export the results to an excel spreadsheet. Then "autofilter" the column headers. Choose my county out of the autofilter. Choose my plan level "Gold/silver etc" from the autofilter. Finally sort by price.

Then google the plan name to find a PDF file from the insurance provider that has an explanation of benefits.

The one thing I've taken out of this entire affair....quit bitching at my employer for the health plan they're currently offering.

[FR_addict]

Thanks for the info about it being a new feature. This spreadsheet must be where they are getting the info for the new feature, but I don’t think they meant to make this data view public. It has all the states and all the plans.

Someone said they could see the Navigators info. That would have to be a mistake.

[mmichaels1970]

That's if those prices aren't artificially low and doesn't include deductibles....

Yup. That's another thing. Some of the uneducated masses that actually DO find their way to signing up for a plan are going to expect that this means they get "free" medical care afterwards. They're going to be in for a shock when they realize that the first $1,000-$2,000 (or more) is on them.

[FR_addict]

I meant it has 29 states, not all the states.

[2ndDivisionVet]

Actually more like $6-10,000 from what I’m seeing.

[mmichaels1970]

A scathing cbs report points out the the database has only two price points: 27 years old and 50 years old, and applies the 27 years old price to anybody under 49

Ouch.

[ibytoohi]

In the Vietnam era I marched against the war. Got my draft notice, raised my hand, and said to myself, "I'm a college grad and I know the Army will put me in a great position to maximize my potential." so they assigned me MOS 11 bravo (Grunt). My bunk mate had a Masters from Wisc.So much for reason.

Survived that and entered the business world. I found that we can all be successful in anything you choose (within reason), provided that we are willing to fight for the most important freedom of all: We are all free to fall on our backsides, get up, dust ourselves off, and keep on going even if it means going in a different direction. Its the American way, and that is the freedom that is being taken from us.

BTW, I have never voted Democrat...ever.

[JediJones]

The lowball is coming from these numbers. The insurance guy said the lowball comes from Barrycare only showing numbers for two ages, age 27 and 50. That is how these fields are labeled here for the individual insurance. So this form is likely the same “lowball” numbers people are seeing elsewhere. Unless you’re on the dot age 27 and 50, these may not even be close to accurate for you.

[JediJones]

A cell phone bill for one person is over $200 a month?

[JediJones]

Live link to the navigator info was posted here:

http://weaselzippers.us/2013/10/22/hc-navigators/

[FR_addict]

Thanks, I thought they meant the individual navigators, not the information about the companies providing the navigators. Not as bad as I thought.

[Phillyred]

That’s probably the cell phone bill we the tax payers pay for each Obamacare. Me? I don’t pay more than $30/month for my cell phone- which is a pretty decent android.

[taildragger]

Insurance premiums are now taxable under ObamaCare? wow...

As I understand it here goes..

If you buy one of these policies you can't buy them with pre-tax dollars if that is what you mean. If you are a small businessman you could have bought an HSA and the amount would have been subtracted on line 29 of the 1040 as an adjustment to your income and lowering your AGI. Now that businessman still maybe able to buy a policy that sucks and wasn't like your HSA and deduct it, but all these young schlubs that comrade zero wants to buy one of his plans are buying them with AFTER tax dollars.

It is such a win-win for comrade zero, huge tax increase as many will no longer get this former tax free benefit or income adjusted benefit they purchased as a small businessman or women.

[freeandfreezing]

That's if those prices aren't artificially low and doesn't include deductibles, co-payments, prescriptions and the cost of buying or renting medical equipment, etc.

You also need to see the actual terms and conditions of the policies. All the New Hampshire policies available on the exchange only provide benefits if you use a very small list of hospitals and doctors. Around one third of the hospitals in the state aren't even included. Neither are the big research hospitals where you end up if you are really sick.

Real price quotes for New Hampshire are available from the Anthem web site, and they are way higher than what the general info sites provide as estimates.

[freeandfreezing]

They're going to be in for a shock when they realize that the first $1,000-$2,000 (or more) is on them.

For people in New Hampshire deductibles are more like $5,000 or $10,000. The policies that are even close to affordable have very high deductibles.

[kvanbrunt2]

is there a smaller list without the counties. at least from a blue perspective they wouldn’t create separate individual products by county. don’t know how aetna, etc would do it but i doubt they would have products specific to counties.

[tbw2]

We’re going to tighten our belts and keep hubbies’ health insurance. I would rather join a health sharing ministry or declare myself New Mennonite than join Obamacare.

[BunnySlippers]

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