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Sticker Shock Often Follows Insurance Cancellation
AP ^ | 11/2/13 | Kelli Kennedy

Posted on 11/02/2013 7:12:48 PM PDT by Lmo56

MIAMI (AP) -- Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he'd be able to keep the plan even after the federal Affordable Care Act took effect ...

The Griffins, who live near Philadelphia on the Delaware border, pay $770 monthly for their soon-to-be-terminated health care plan with a $2,500 deductible. The cheapest plan they found on their state insurance exchange was a so-called bronze plan charging a $1,275 monthly premium with deductibles totaling $12,700. It covers only providers in Pennsylvania, so the couple wouldn't be able to see the doctors in Delaware whom they've used for more than a decade.

"We're buying insurance that we will never use and can't possibly ever benefit from. We're basically passing on a benefit to other people who are not otherwise able to buy basic insurance," said Griffin, who is retired from running an information technology company ...

They can buy different policies directly from insurers for 2014 or sign up for plans on state insurance exchanges. While lower-income people could see lower costs because of government subsidies, many in the middle class may get rude awakenings when they access the websites and realize they'll have to pay significantly more.

Those not eligible for subsidies generally receive more comprehensive coverage than they had under their soon-to-be-canceled policies, but they'll have to pay a lot more.

Because of the higher cost, the Griffins are considering paying the federal penalty - about $100 or 1 percent of income next year - rather than buying health insurance. They say they are healthy and don't typically run up large health care costs. Dean Griffin said that will be cheaper because it's unlikely they will get past the nearly $13,000 deductible for the coverage to kick in.

(Excerpt) Read more at hosted.ap.org ...


TOPICS: Government
KEYWORDS: aca; buyersremorse; obamacare; obamadoesntcare; stickershock
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To: sickoflibs

“The Good news is the IRS is not allowed to punish us for not paying the tax. Little they can do,”


Since you left it trailing off like that let me finish..

“Little they can do, for now. “

There finished for you. Obama will fix this problem. You can bank on it.


21 posted on 11/02/2013 8:45:24 PM PDT by cableguymn (The founding fathers would be shooting by now..)
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To: Lmo56

Barack Obama is the AntiChrist, and Democrats are his loyal Demons.


22 posted on 11/02/2013 8:46:44 PM PDT by Lazamataz (Early 2009 to 7/21/2013 - RIP my little girl Cathy. You were the best cat ever. You will be missed.)
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To: nascarnation

I don’t know, I also read that the subsidy was paid in the form of a tax refund or rebate. Kind of like a rebate on a purchase of a computer or camera or something. You pay full price and get the rebate later.


23 posted on 11/02/2013 8:57:06 PM PDT by Eva
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To: Thom Pain

Had voters been paying attention, they would have known most of the negative aspects of Obamacare, if not the details. Betsy McCaughey did a series of articles for the WSJ and the paper also provide a special index for information about the Obamacare law. Apparently very few people were paying attention.


24 posted on 11/02/2013 8:59:36 PM PDT by Eva
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To: Lmo56
Hey, Dean - ObamaDoesntCare!

He'll be able to keep his health care plan. You & your wife can eat cake...

25 posted on 11/02/2013 9:02:13 PM PDT by kiryandil (turning Americans into felons, one obnoxious drunk at a time (Zero Tolerance!!!))
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To: cableguymn
RE :”There finished for you. Obama will fix this problem. You can bank on it.”

Only if he takes back the House and keeps the Senate.
But since that is looking more and more impossible every day my comment stands.

That wont happen while Obama is in the WH.

26 posted on 11/02/2013 9:09:05 PM PDT by sickoflibs (To GOP : Any path to US Citizenship IS putting them ahead in line. Stop lying about your position)
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To: Lmo56
GeckoCare photo GeckoCare_zps0b35ff4e.jpg
27 posted on 11/02/2013 9:23:37 PM PDT by null and void (I'm betting on an Obama Trifecta: A Nobel Peace Prize, an Impeachment, AND a War Crimes Trial...)
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To: Eva
I don’t know, I also read that the subsidy was paid in the form of a tax refund or rebate. Kind of like a rebate on a purchase of a computer or camera or something. You pay full price and get the rebate later.

Seriously? If true, there are gonna be some really, really POed people.

None of this can possibly be a surprise to the "planners". So, naturally, the question is-what phase of the plan are we moving to next?

28 posted on 11/02/2013 9:24:15 PM PDT by riri (Plannedopolis-look it up. It's how the elites plan for US to live.)
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To: sickoflibs

Your kidding right?

Has ANY of that stopped him from changing Obamacare? or ignoring laws he does not like? or making laws he does like up out of thin air?

Trust me, congress is not needed for Obama to fix this little bump in the road.


29 posted on 11/02/2013 9:31:48 PM PDT by cableguymn (The founding fathers would be shooting by now..)
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To: Eva
Apparently very few people were paying attention.

C'mon, get real! People not paying attention in America? nah /s

And guess what else? "Sticker Shock" isn't covered by 0bamaRobertscare.

30 posted on 11/02/2013 9:32:56 PM PDT by citizen (There is always free government cheese in the mouse trap.....https://twitter.com/kracker0)
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To: Lmo56

Some left wing idiot on Hannity used the analogy of buying a used car without looking under the hood to having a “bad” policy. After you buy it you discover there’s no engine in it. I still can’t figure out what the hell he was trying to say.


31 posted on 11/02/2013 9:58:13 PM PDT by VerySadAmerican (".....Barrack, and the horse Mohammed rode in on.")
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To: cableguymn
RE :”Trust me, congress is not needed for Obama to fix this little bump in the road.”

No I cant trust you when you post silliness.

The law specifically forbids the IRS from doing what you suggest they will.

Americans need to know the truth so they resist and dont sign up.

We will never win if everyone is terrified of Obama punishing them for resisting him and they all comply. Your dream stuff is helping Obama.

32 posted on 11/02/2013 9:58:24 PM PDT by sickoflibs (To GOP : Any path to US Citizenship IS putting them ahead in line. Stop lying about your position)
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To: Lmo56

We are circling the drain more and more often, faster and faster. Collapse is imminent. When the entitled stop being paid, the riots, bloodshed, and starvation will begin. I’m just about ready to start hoarding perishables.


33 posted on 11/02/2013 10:03:27 PM PDT by Born to Conserve
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To: sickoflibs

ya. and?

Did that stop Obama with DOMA? No..
Did that stop Obama with the work requirement in welfare? No..
Did that stop Obama with the employer mandate? No..

DO you really think a law is going to stop Obama or HHS from telling the IRS to collect the money? I don’t. And your foolish to think it would.


34 posted on 11/02/2013 10:10:48 PM PDT by cableguymn (The founding fathers would be shooting by now..)
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To: cableguymn

Why are you so scared of resisting Obama?

If the founders spent all the time you do worrying that the British could do stuff they couldn’t do, we still would be under rule from England. Thank god they had courage.

Stop trying to scare people into doing what Obama tells them to do.


35 posted on 11/02/2013 10:19:04 PM PDT by sickoflibs (To GOP : Any path to US Citizenship IS putting them ahead in line. Stop lying about your position)
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To: sickoflibs

WTF are you typing about?

Me scaring people in to doing what Obama wants?

You need to cut back on what ever you are taking.

You said a law would stop obama. I simply replied “no, it won’t” I never once said “Do what Obama wants you to”, at that point you started typing for me.

Don’t try to turn me in to an Obama supporter.


36 posted on 11/02/2013 10:32:16 PM PDT by cableguymn (The founding fathers would be shooting by now..)
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To: cableguymn
RE :”Me scaring people in to doing what Obama wants?”

Stop trying to scare people into signing up for Obamacare which he needs to fund it.

You are doing Obama’s work. He is calling for the same thing as you.

Instead join the good side and tell them to resist and not comply.

You can still be saved as we can save them too.

37 posted on 11/02/2013 10:38:01 PM PDT by sickoflibs (To GOP : Any path to US Citizenship IS putting them ahead in line. Stop lying about your position)
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To: Lmo56

Every one of these people used as examples of the terror that is Obamacare should disclose their Party Affiliation and their Voting History in the last three Election cycles.

It will help me determine how much I give a crap about their problems.


38 posted on 11/02/2013 10:42:13 PM PDT by Kickass Conservative (Good news, Federal Funding for my Tagline has been restored. Crisis averted.)
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To: Lmo56
Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he'd be able to keep the plan even after the federal Affordable Care Act took effect ... The Griffins, who live near Philadelphia on the Delaware border, pay $770 monthly for their soon-to-be-terminated health care plan with a $2,500 deductible. The cheapest plan they found on their state insurance exchange was a so-called bronze plan charging a $1,275 monthly premium with deductibles totaling $12,700. It covers only providers in Pennsylvania, so the couple wouldn't be able to see the doctors in Delaware whom they've used for more than a decade.

It's just amazing the Democrats all say with a straight face it is good the old plans are being cancelled and replaced with these new plans because the old plans didn't provide them with any real coverage and people will be far better off with the new plans. Their dishonesty never ceases to be extraordinary.

39 posted on 11/02/2013 11:56:29 PM PDT by Republican Wildcat
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To: Lmo56

Who did the Griffins vote for in the last two presidential elections, and both Senate and House elections?

I’d like to know.


40 posted on 11/03/2013 12:44:17 AM PDT by MadMax, the Grinning Reaper
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