Posted on 11/21/2013 6:01:22 PM PST by markomalley
Veteran House Democratic aides are sick over the insurance prices theyll pay under Obamacare, and theyre scrambling to find a cure.
In a shock to the system, the older staff in my office (folks over 59) have now found out their personal health insurance costs (even with the government contribution) have gone up 3-4 times what they were paying before, Minh Ta, chief of staff to Rep. Gwen Moore (D-Wis.), wrote to fellow Democratic chiefs of staff in an email message obtained by POLITICO. Simply unacceptable.
In the email, Ta noted that older congressional staffs may leave their jobs because of the change to their health insurance.
Under the Affordable Care Act, and federal regulations, many congressional staffers designated as official aides were forced to move out of the old heavily subsidized Federal Employees Health Benefits program and into the District of Columbias health insurance marketplace exchange. Others designated as unofficial were allowed to stay in the FEHB program. Managers had to choose whether aides were official or unofficial by Oct. 31, and Ta said that wasnt enough time to make an informed decision about who would benefit and who would lose out by going into the new system.
Moores office was one of those in which all staff were designated as official and pushed into the exchanges. That ended up being a problem for older staff, who werent accustomed to paying higher premiums because of their age.
But age is one of the few factors insurers can use to adjust prices under Obamacare and older people will often pay much more than younger people.
For instance, the premiums for gold-level Aetna HMO plans in D.C. cost an average of $684.40 per month for a 55-year-old. A similar plan would cost an average of $287.11 for a 27-year-old. The gold-level CareFirst HMO plans have an average premium of $573.07 for a 55-year-old more than double the $240.41 average for 27-year-olds. Thats before the federal employee contribution toward the premium.
In an interview with POLITICO, Ta emphasized that employees are not dissatisfied with the Affordable Care Act and that some younger staffers have seen their premiums fall. But, he noted, congressional aides are treated differently now than other federal employees, and he would like to be able to offer the best health insurance option available to his employees even if that means some of them are covered under the old system and others jump into the exchanges.
He wrote in his email that he had asked Democratic staff on the House Administration Committee whether she could redesignate some of the aides on Moores payroll as nonofficial office staff so that they could avoid the exchange and keep their FEHB plans.
So far the answer is no, and that we have the opportunity next year to redesignate staff, Ta wrote. I am asking for a solution now though because I will lose staff in my office because of this snafu and I mentioned to payroll and House Admin[istration Committee] that it was unfair for our offices to make this designation without allowing our staff the ability [to] actually go on the DCshop to compare rates. I would have made a different decision on the designation of my older staff.
Ta concluded by asking other chiefs of staff to join him in petitioning the Administration Committee for an immediate fix. Glenn Rushing, chief of staff to Rep. Sheila Jackson Lee, quickly replied to the group that he would join the fight.
Can’t understand that few know the difference between Democrat and Democratic.
A Republican is a member of the Republican Party.
A Democrat is a member of the Democrat (not Democratic) Party.
The longer this bill stays in law the stronger the cash for medical care market grows.
This bill mitigates having health insurance since the price of having it and paying for it have skyrocketed. It has gone from being a mainstream, middle-class thing to something that only the moneyed to have.
Drop insurance, folks. I will be doing so. It has lost it’s value. Having “insurance” that costs $4-5-800 a month with deductibles of $6-8-10,000 is no longer insurance.....it’s a scam. A tax. A way to bleed your checking account. They’ll come after your 401k later.
Dump insurance?
Ok when you are hit by a bus its ok for you and most importanmtly for your kids/relatives that you are left in the street?
If you stoke out there is none of this life is prescious BS and no feeding tubes right?
I don’t give a rats ass whether you have insurance but don’t expect me and the other taxpayers to pay for you and your families care ...
I drove through there circa 2003 on the way from NJ to KY, on family business. Listening to the radio and waiting for the HOV lane to time out was enough for me.
credulous s/b credible ... the credulous believe the incredible.
I do believe this, or fear it, at least. I am low hanging fruit. I know that.
They certainly won’t get much sympathy from the average informed American who is scared sh$&less about their future health care.
Cant understand that few know the difference between Democrat and Democratic.
A Republican is a member of the Republican Party.
A Democrat is a member of the Democrat (not Democratic) Party.
*******************************
Exactly the words I’ve been tempted to post for years!
Irritates the crap out of me when they are referred to as the Democratic Party!
Strong with them, the stupid is...
It is our highly educated and trained MSM that is perpetuating this grammatical error and the polulation just falls in line behind them.
Take the penalty and get that money out of there. They are going to do it and I have no doubt about it. Public outcry? The FedGov doesn’t seem to be worried about that and public opinion up to this point wouldn’t seem to make them justified in being so.
Me, on the other hand........
Montana, you make the mistake of believing, that if paying money now to an insurer, that you are still paying a premium. No, you are now paying a tax. The insurers are no longer private companies but rather now interconnected government/private utilities. They have promise of government bailout upon failure. Tax dollars no different than Medicaid or Medicare.
I walk in front of a bus? I get an ambulance to pick me up and haul to the nearest hospital where then I am treated to the best care available. Upon regaining conscious if still alive and asked who is my insurer I say......”?” They at that point treat me until well enough to leave. Bill? Okay.
My point is that there is no longer any “insurance.” It’s done. Dead. Gone. It’s “welfare” now.
Sorry you are a deadbeat.
In my world conservatives pay their bills and don’t expect others to pay their freight.
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