To: yorkiemom
These liars that shill for the ILLEGAL ALIEN IN CHIEF should be tried for violating the RICO act!
" ... a lot of specialty drugs for rheumatoid arthritis, drugs for multiple sclerosis, weren't in the formula,
which means patients had to pay for those entirely out of pocket on their own.
This is very different to what happens right now in commercial insurance.
In commercial insurance, a drug isn't on your formula typically there will be coinsurance,
meaning that you will be responsible for some of the costs but the plan will pick some of the costs as well.
And it will also count against your out of pocket limits and your deductable.
In this case, it doesn't count against your out of pocket limits or your deductible,
so literally the sky is the limit on how much it can cost you.
And there is so much variability in these plans that patients are going to have to be very careful what plans they select.
Because in some formulas, it's very tight.
And not a lot of drugs are covered.
And others, it's a little bit more generous
but there is a lot of variability and not a lot of information. ... "
9 posted on
12/10/2013 9:40:00 AM PST by
Yosemitest
(It's Simple ! Fight, ... or Die !)
To: Yosemitest
So a lot of people will just not take their medications because they can’t afford them.
Just peachy.
To: Yosemitest
My formularies before and after are exactly the same. That’s the first thing I checked. I am with the same company, just changed from the old cancelled plan to the new coverage. The pharmacy coverage is provided through Express Scripts and the formulary hasn’t changed.
21 posted on
12/10/2013 1:43:11 PM PST by
steve86
(Some things aren't really true but you wouldn't be half surprised if they were.)
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