Posted on 01/06/2017 7:03:12 AM PST by Jim Noble
People who have been totally supported by government welfare for generations, are incapable of understand the concept of "savings accounts" of any kind whatsoever.
Let's keep the discussion in the real world.
I think I read a stat where the majority of the US population has less than $1000 in savings.
THAT is the Achilles heel of Medical Savings Accounts.
Americans suck at saving money for ANY purpose.
We're talking about Congress. They can make anything worse.
The ideal Real World solution would be that people just save their own money in their own bank account. Then, if somebody gets sick, they spend it on that and not on a vacation at Disney World.
Most of our population lacks this self-discipline.
The premise works...right up until YOU or your loved ones are the ones affected.
Unless you’re independently wealthy and don’t have to worry about such things, then you’re fine. But, you never know when things can go south on you. You might find yourself in need of care one day and be unable to pay for it...or maybe one of your loved ones.
Will you still be okay with ‘nature taking it’s course’ then?
Something to remember: Not ALL Freepers are in a position to handle it when something major strikes. Please be careful who you condemn to oblivion.
Happy New Year, Jim.
We are entering an incredible journey as Trump starts to reverse decades of anti America/American laws/Exo’s and ?!
The concept of Entitled Health Care will be a tough beast to slay or tame.
I hear that!
Nonsense. The American public overwhelmingly wants to repeal this stupid 0bamanation.
Those who have received the new entitlement totally for free will simply be grandfathered in somehow, via Medicaid expansion or whatever.
But those people will ultimately end up with a better product and more options as well.
President Trump will be able to weather the storm. The support he gains will far outweigh the support he loses...
Agreed. But the costs have been wildly inflated due to this insane third-party billing game that they play.
Returning market influence to pricing would bring us closer to the model I had outlined.
I can help with that.
I live in a small town in NH. In 1968, my grandpa (age 75) had a heart attack here. He was admitted to the hospital, got a room with a view of his beloved lake and a cot for grandma, lots of morphine, lingered for 13 days, and died.
Fast forward to 2016. Same town. Pretend you live here.
You go out to eat and have spicy food. You wake up at 1am with chest pain. This time, the Mylanta doesn't work.
You call 911. Within ten minutes, a mobile coronary care unit is in your driveway. They start an IV in your bedroom and send a cardiogram via the satellite dish on the roof to a heart center.
Bad news. Heart attack.
Off to the hospital (same one as grandpa). In the ER, you get injected with a genetically engineered recombinant protein that dissolves clots. 20 minutes - EKG unchanged.
They call the chopper, which arrives in 20 minutes, and within an hour you are at the heart center, being wheeled into the cath lab. At 2:30 am, you are attended by a team of five people, all of whom were sleeping in their beds an hour ago. By 2:45 the catheter in in the blocked artery but the balloon can't crush the clot (too many cheeseburgers, too much red wine). Back on the stretcher, down the hall where a board-certified heart surgeon, a board certified cardiac anesthesiologist, and a team of seven have gotten out of bed, driven to the hospital, and are waiting for you. By 5:30 am, through a 3" incision between your ribs, the blocked artery is bypassed , the damage has stopped, your EKG is normal again, and at 6:45 am you can watch the sun rise through your private room window.
You go home that afternoon.
The key thing is that the recombinant protein, all that gear, and all those people who just saved your life COST LOTS OF MONEY, and would be getting paid for (the clot-dissolving protein) amortized (the gear) or paid (the team) EVEN IF THE MYLANTA HAD WORKED AND YOU WENT BACK TO SLEEP, watching the sunrise from your own bed.
THAT is where all the money goes.
county hospitals and charity hospitals provide good enough care for many people.
Too bad it is not permitted today.
That is the reality of the game, no matter what its name.
Since the American non-government working and taxpaying public can't afford health care for the entire world*, no matter what you call it, it's just a matter of time when nature prevails.
*First working contributing citizens, then add non-working citizens, then add legal residents, then add illegal residents, then add enemy "refugee" widows and orphans, then add refugee enemy combatants...
add unicorns and rainbows, sprinkle with fairy dust, and voila! No more sickness, no more death, and mother nature CGFH.
I know the Catholic Church has been getting out of the hospital game for a whole slew of reasons. From the intensive drain on increasingly strained budgets, to plummeting numbers of nuns who used to provide free labor, to pressure from politicians to do abortions and sterilizations in their facilities.
My eye Dr./clinic, augmented to a city hospital does not accept AARP insurance.
They had to up the surgery date to December in order to get it in.
I explained this to my surgeon who didn't believe the clinic he worked for (every patient I have EVER seen is at least 60 years old) didn't accept AARP and I asked him if he was aware I was scheduled for January and moved to December.
He vaguely had some idea about it, but like many doctors, they see so many people in a day, all they do is doctor, secretaries do all the paper work
Medical insurance was created at a time when a broken bone was the most complicated problem most people would have to deal with, when many of the things that are considered routine medical care today were fatal occurrences (heart attacks, cancer, etc.), and when no insurance company ever had to pay for something considered “non-essential” like a hip replacement.
I'll die a free man before I ever subject myself to that ObamaCare sh!t again.
Was that deliberate?
Ignoring all the paperwork attached to each and all the gee whiz-high tech procedures you described in such painful details...
My general practitioner reports that 25% of the billed amount for his (relatively) lo-tech services are "paperwork."
You need to deal with your own inferences.
I studiously avoided the word "medical."
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