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Kroger Check Writing Policy (Vanity)
Self | May 22, 2004 | SLb

Posted on 05/22/2004 6:36:10 PM PDT by SLB

I just made a quick trip to one of the local Kroger stores, chicken was on sale this week and we wanted to get a couple of bags of boneless/skinless. When I got to the checkout isle, I use the self checkout whenever possible, I wrote my check for $25.00 over the purchase price.

The clerk ran the check through the machine and then looked at me and said something like; "I am sorry, but there has already been a check for $25.00 over written on this account within the past week and you are limited to $25.00 a week which is the maximum allowed." (Mrs SLB had written a check at another store earlier in the week) She then showed me the register slip with my bank account number and the limits on my account. I am limited to spending $300.00 a week at Kroger.

I asked her why and she said it was a new Kroger wide policy. I did not berate her, she is on the bottom of the food chain, but asked for a cusotmer comment form which she gladly gave me. I will fill it out and send it to Kroger.

We do not do anywhere near all of our shopping at Kroger as we have the commissary at Ft Knox (average savings is in the 30% range), we also have Save-a-Lot, Aldi's, and of course the infamous Wally World. We usually only go to Kroger for sale items, but this tracking of my purchases and limiting me is going to send me even further from them. My only planned trips there now are for gasoline as they give a $0.03 a gallon discount with their card, but I am certain they track that, too bad the name, address and phone number on the card are all made up.


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Comment #41 Removed by Moderator

To: SLB
The clerk ran the check through the machine and then looked at me and said something like; "I am sorry, but there has already been a check for $25.00 over written on this account within the past week and you are limited to $25.00 a week which is the maximum allowed." (Mrs SLB had written a check at another store earlier in the week) She then showed me the register slip with my bank account number and the limits on my account. I am limited to spending $300.00 a week at Kroger.

These are two different things here -- one is them only allowing $25 a week in cash back; the other is a $300 spending limit per week. The former is very common at groceries now (Pathmark limits it to $20 a week); the latter I've never heard of before.

42 posted on 05/22/2004 7:54:33 PM PDT by NYCVirago
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To: SLB
She then showed me the register slip with my bank account number and the limits on my account.

you need to find out why your bankaccount number is on that slip

43 posted on 05/22/2004 7:56:07 PM PDT by InvisibleChurch (I actually did vote for the $87 billion before I voted against it)
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To: InvisibleChurch
"you need to find out why your bankaccount number is on that slip"

What's the big deal? The bank account number is on the check he gives them!

44 posted on 05/22/2004 8:01:09 PM PDT by LADY J
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To: Republican Wildcat

We don't have a Kroger any more. The employees got the bright idea to go out on strike back during the nationwide strike. Kroger closed the store. Hehehehe. Every time I drove past those strikers I'd yell, "The store will close!" I already knew the store was barely hanging on after Wally World Super Store opened down the street. I didn't think it was a bright idea to go on strike.


45 posted on 05/22/2004 8:02:37 PM PDT by WVNan (Be faithful in little things, for in them our strength lies. (Mother Teresa))
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To: LADY J

well, sure the check is supposed to stay with the store... can't the receipt fall into evil hands?


46 posted on 05/22/2004 8:03:18 PM PDT by InvisibleChurch (I actually did vote for the $87 billion before I voted against it)
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To: InvisibleChurch
"well, sure the check is supposed to stay with the store... can't the receipt fall into evil hands?"

If the store takes proper precautions with the checks - they will also do the same for the receipts if this is a store that must keep a receipt for tracking whatever options they give to their customers. The customers know what the restrictions are and choose to shop there.

I never let them put my receipt from debit or charge cards in the bag. I always take it and put it in my purse.

47 posted on 05/22/2004 8:10:15 PM PDT by LADY J
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To: LADY J

well, that settles that then


48 posted on 05/22/2004 8:12:00 PM PDT by InvisibleChurch (I actually did vote for the $87 billion before I voted against it)
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To: SLB

Debit card. 'Nuff said.


49 posted on 05/22/2004 8:14:32 PM PDT by gcruse (http://gcruse.typepad.com/)
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To: Hank Rearden

One thing I've noticed living here in the Deep South now, is how many people use checks for their everyday purchases, compared to up north. I mean every bank gives you a debit card when you open account, why not use it?

Seems to me that people are "playing the float", meaning that the store is giving you *free credit* for a few days. I've noticed you'll see more checks on fridays etc.

If you're worried about getting cash back, use your debit card. Although it varies, walmart typically gives $60-$100 back. Free ATM!


50 posted on 05/22/2004 8:15:20 PM PDT by mikenola
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To: prisoner6

ahh yes ZAPPS. Believe it or not you can get them @ Wally World in Texas. I haven't found them in any of the chain groceries. I used to load up on ZAPPS and Community Coffee to take overseas.


51 posted on 05/22/2004 8:16:14 PM PDT by daybreakcoming
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To: upchuck
A lady friend of mine insists the folks who go to Kroger and Publix do so for the "shopping experience."

I willingly pay more to shop at Publix.  However, when the new WM superstore down the road opens, we'll give it a test.
52 posted on 05/22/2004 8:17:20 PM PDT by gcruse (http://gcruse.typepad.com/)
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To: Skooz
**or the old lady who reaches into her purse and starts writing her check AFTER everything is bagged and the cashier tells her the amount.**

Yep I always get behind her too. But I think of my elderly parents and also the day that I will probably be doing the same thing. And I smile patiently.

53 posted on 05/22/2004 8:19:59 PM PDT by daybreakcoming
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To: SLB

You should boycott Kroger anyway, until they lift the ban on CCW in their Ohio stores.


54 posted on 05/22/2004 8:20:20 PM PDT by mvpel (Michael Pelletier)
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To: mikenola
Seems to me that people are "playing the float", meaning that the store is giving you *free credit* for a few days.

Checks clear in one day in most cases. Banks like nothing better than to ding the check writer's account $25 for the bounced check charge. Normally the check will be redeposited by the collecting bank and clear later. But it doesn't help your credit rating.

55 posted on 05/22/2004 8:23:17 PM PDT by Lessismore
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To: prisoner6

If you shop at several supermarkets and buy the high
dollar meats when they have two for one deals on porterhouses. t-bones. corned beef briskets. tenderloin
rolls, premium ice cream, soft drinks, etc. the savings mount up in a hurry.


56 posted on 05/22/2004 8:26:30 PM PDT by dwilli
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To: SLB

We will find more and more of this. When they stop accepting cash, then we will finally have arrived at the much-anticipated time of the mark.


57 posted on 05/22/2004 8:28:18 PM PDT by RightWhale (Destroy the dark; restore the light)
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To: SLB; upchuck
ah, good 'ol Kroger. Where to start, where to start. I worked for them when I was in high school (my first job). Their union (the UFCW Local 227) was very corrupt back then and even more so today.

You would think that those "U-scan" machines would cut down on jobs, and allow Kroger to lower prices, right? Wrong. According to people I still know in management with the Kroger Company, when the U-scan's came in, part of the deal with the union was that Kroger had to find other work for those employees to do.

Back when I was there (keep in mind, this was 1989-1991), I saw one employee who got into physical fights with customers and another who would clock in for the day and immediately walk to the restroom to start reading newspapers. But thanks to the union, neither was terminated.

And back to "tracking" customers: I loathe those "shopping cards." And other local grocery stores, like Winn Dixie (who is going out of business, ironically), also offer these cards. But my favorite is this: if you want to cash your payroll check at Kroger in Louisville, they require you show 2 forms of photo ID, pay a fee, and give a thumbprint.

58 posted on 05/22/2004 8:29:11 PM PDT by RonPaulLives
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To: SLB
Now, if we can keep every one else who uses Kroegers for small loans and blocks the "less than ten items express lane" debating whether their check is rubber or not shopping somewhere else, maybe we can use the place for efficient food shopping.

I got stuck behind a woman the other day who wanted $40 cash back on her check but refused to give the cashier her 'phone number, license, yes, but no 'phone number. Called a supervisor over, etc., etc. Sure looked like a bouncer to me.

So, you take my time doing your banking transaction on the supermarket express lane and my prices for goods purchased includes a factor to cover bounced and bad checks. Golly, can you swear you'll never go back to Kroegers?

59 posted on 05/22/2004 8:29:14 PM PDT by Tacis (,)
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To: Sally'sConcerns

"I write checks in my local grocers because it's easier than using my debit card."

How can that possibly be?


60 posted on 05/22/2004 8:30:19 PM PDT by marajade
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