Wrong again.
High risk meaning that your choices to smoke, eat crap and not exercise will cause you to develop health conditions that will vastly increase your odds of needing expensive, prolonged medical care.
I am in health insurance. If you have a high body-mass index, smoke, drink, use drugs, etc, you will pay more for insurance... BECAUSE YOU WILL USE MORE INSURANCE.
If you smoke or drink or eat McDonald’s, I don’t care. If you do these things while I’m paying for your health coverage, you can bet your ass I have an issue with it because you’re costing me money that, had you made more responsible choices with your health, I would not otherwise have had to pay. When it comes to the American taxpayer paying for health benefits for people who have no inclanation to pay for them themselves, as well as no inclanation to quit the behaviors which cause them to use more services, I stand for putting hard rules in place that will curtail the systemic drain caused by idiocy.
No I am not wrong. You are seeking to use the govt to pick and choose what lawful behaviors people can participate in.
That is a progressive concept. If you’re using the money angle ALL things are connected. Which is why the progressives use it.
So Comrade, what other behaviors will be unapproved? hunting? Sky Diving? Scuba? Target Shooting? Religious worship?
Which is EXACTLY why the government should NOT be in the health insurance industry. Or any other industry for that matter. There are precious few things that the government can do, which cannot be done better and in a less costly manner in the private sector.