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Insurance premium increases shock Charlotte consumers
The Charlotte Observer ^ | 10-6-13 | Karen Garloch

Posted on 10/06/2013 11:12:29 AM PDT by sheikdetailfeather

Across North Carolina, thousands of people have been shocked in recent weeks to find out their health insurance plans will be canceled at the end of the year – and premiums for comparable coverage could increase sharply.

One of them is George Schwab of Charlotte, who pays $228 a month for his family’s $10,000 deductible plan from Blue Cross and Blue Shield of North Carolina.

In a Sept. 23 letter, Blue Cross notified him that his current plan doesn’t meet benefit requirements outlined in the Affordable Care Act and suggested a comparable plan for $1,208 a month – $980 more than he now pays.

“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.

“The President told the American people numerous times that… ‘If you like your coverage, you can keep it,’” Schwab said. “How can we keep it if it has been eliminated? How can we keep it if the premium has been increased 430 percent in one year?”

Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.

The new law, which rolled out to consumers this week with the opening of the online insurance marketplace, requires most Americans to buy insurance or pay a fine. It also sets minimum standards for health benefits and prohibits insurers from excluding or charging higher premiums for people who have pre-existing medical conditions.

“There’s good and bad in the law,” said Chris Blount, a Blue Cross agent wth Piedmont Benefits Group in Charlotte. “I think it’s bad that we can’t have as many choices as we’ve had before. But it’s not like you’re having to pay more and getting less. You’re having to pay more, and you’re getting more.”

(Excerpt) Read more at charlotteobserver.com ...


TOPICS: Crime/Corruption; News/Current Events; Politics/Elections; US: North Carolina
KEYWORDS: 0carenightmare; increases; insurance; nc; northcarolina; obamacare; obamacarepremiums; obamascare; premium
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More shock every day.
1 posted on 10/06/2013 11:12:29 AM PDT by sheikdetailfeather
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To: sheikdetailfeather

Elections have consequences. Blame those repubs that stayed home cause Romney wasn’t conservative enough.


2 posted on 10/06/2013 11:15:36 AM PDT by duckman (I'm part of the group pulling the wagon!)
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To: sheikdetailfeather
You’re having to pay more, and you’re getting more.

Free condoms?

3 posted on 10/06/2013 11:15:55 AM PDT by RightGeek (FUBO and the donkey you rode in on)
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To: sheikdetailfeather
"You’re having to pay more, and you’re getting more.”

Liar.

4 posted on 10/06/2013 11:16:06 AM PDT by BlessedBeGod (Democrats are Cruz'n for a Bruisin' in 2016.)
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To: duckman

I’m not one of those Republicans that stayed home but I wish I had been. It is our history of electing RINO’s that is to blame. Never again for me. You can blame me next time.


5 posted on 10/06/2013 11:18:32 AM PDT by gorush (History repeats itself because human nature is static)
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To: sheikdetailfeather

Well, no Chris: You’re paying more and somebody else is getting more.


6 posted on 10/06/2013 11:20:06 AM PDT by ArmstedFragg (hoaxy dopey changey)
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To: sheikdetailfeather
“I’m 62 and retired,” Schwab said. “This creates a tremendous financial burden for our family.

This man is a racist. He just doesn't want to see a black president have a legacy.

7 posted on 10/06/2013 11:20:28 AM PDT by Vince Ferrer
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To: sheikdetailfeather
You’re having to pay more, and you’re getting more.

Like maternity sir. You wouldn't want not to have maternity would you sir?

I mean, you are a guy and probably your wife is about your age but you get maternity!

8 posted on 10/06/2013 11:22:51 AM PDT by Harmless Teddy Bear (Proud Infidel, Gun Nut, Religious Fanatic and Freedom Fiend)
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To: gorush
It is our history of electing RINO’s that is to blame

If Romney had gotten elected we'd have these current problems?

I don't think so.

9 posted on 10/06/2013 11:24:20 AM PDT by what's up
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To: ArmstedFragg
Well, no Chris: You’re paying more and somebody else is getting more.

Exactly...

10 posted on 10/06/2013 11:24:28 AM PDT by Popman (Liberal wars are about killing people for humanitarian reasons...)
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To: sheikdetailfeather
Schwab and others who purchase insurance individually, and not through employer-sponsored group plans, are finding that the Affordable Care Act may be unaffordable for their families.

Usually, whenever the government calls a law a name, such as the "Affordable care act," it is exactly the opposite of its name.

11 posted on 10/06/2013 11:24:38 AM PDT by Mark17 (Chicago Blackhawks: Stanley Cup champions 2010, 2013. Vietnam Veteran, 70-71)
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To: sheikdetailfeather
This really is a rude awakening for many of the low-information voters. For many of them, Obama is being revealed for the liar he is. And when they look at the news (if they look at the news), they see Republicans shutting down the government in an effort to stop Obamacare.

Pretty smart, Senator Cruz.
12 posted on 10/06/2013 11:27:37 AM PDT by LostInBayport (When there are more people riding in the cart than there are pulling it, the cart stops moving...)
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To: sheikdetailfeather

“Now maternity is loaded into everybody’s plan,” Blount said.

That means men will generally be paying more than they did before. But women, who can no longer be charged more just for being female, will probably pay less.

Using Blue Cross rates, Blount calculated two examples: The premium for a “middle of the road” plan for a 25-year-old healthy male will increase from $124 per month to $240. But the premium for a 25-year-old female will drop from $378 to $240 per month.

Yet somehow women and children will be hurt most. /s


13 posted on 10/06/2013 11:27:49 AM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: sheikdetailfeather

Chris Blount > Shyster Salesman knowing he needs to get his before the only thing available in his Field will be being a dirtbag Navigator.


14 posted on 10/06/2013 11:28:11 AM PDT by DAC21
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To: RightGeek

Yes, for just $1000 more per month, this 62 year-old retired man can now enjoy the benefits of maternity coverage.


15 posted on 10/06/2013 11:28:32 AM PDT by Arthurio
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To: what's up

It might have put them off a couple of years is all. The Clowerd/Priven strategy is our only hope as well. That which rises from the ashes is a conservatives only hope. I want the fight to happen soon so I can be a part of it.


16 posted on 10/06/2013 11:29:23 AM PDT by gorush (History repeats itself because human nature is static)
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For the record, women use more services.


17 posted on 10/06/2013 11:30:42 AM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: duckman

Like Romney was going to end Obamacare? He INVENTED it, for heaven’s sake. If the globalist-corporate RINOs manage again to nominate one of their own, they’ll lose again.


18 posted on 10/06/2013 11:31:30 AM PDT by grania
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To: Arthurio

Praise Obama!


19 posted on 10/06/2013 11:31:31 AM PDT by mylife (Ted Cruz understands the law, and he does not fear the unlawful.)
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To: gorush
The Clowerd/Priven strategy is our only hope as well

I'm sure a lot of Russians believed that as well.

But when they're system crashed it didn't convince the country; they were stuck for decades.

No THANKS.

20 posted on 10/06/2013 11:33:22 AM PDT by what's up
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