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i’ve been in an HOA for 10+ years. all was fine... until last june when a new guy took over as president.

now they’er pushing for a legal battle because i won’t allow the HOA to be listed as additionally insured on my home owners policy.

for those that don’t know, if you receive a check from your insurance company... before you can cash it, those listed as additionally insured must sign off. which could open you up to extortion (ie: get $1000 for water damage inside your home, HOA springs $500 fees in order to cash the check)