Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Obamacare Enrollees Are Reeling from High Deductibles
Fiscal Times ^ | November 16, 2015 | By Eric Pianin

Posted on 11/16/2015 11:54:20 PM PST by Brad from Tennessee

First, the administration revealed that enrollments for Obamacare next year will barely hit 10 million, far below previous projections.

Then last week, the consulting firm of McKinsey & Company estimated that premiums for policies under the Affordable Care Act, also known as Obamacare, were going up substantially in 2016. For instance, the median rate increase for the lowest priced, highly popular “Silver” plan will rise by 11 percent – compared to just a seven percent increase in 2015.

Now there are troubling reports that consumers will be facing soaring out-of-pocket costs for deductibles next year – increases that in many cases will neutralize the benefits of their health care plans or discourage some from purchasing coverage.

“That these deductibles are so high is clearly one of the reasons people aren’t buying a plan—they simply don’t see themselves getting anything for the money,” Robert Laszewski, president of Health Policy & Strategy Associates, a business and policy consultant, said in a newsletter on Monday.

An eye-opening report by The New York Times published over the weekend found that many of the newly insured are “feeling nearly as vulnerable as they were before they had coverage.”

Indeed, in many states more than half the plans being sold on Obamacare insurance exchanges have a deductible of $3,000 or more, according to a survey by the newspaper. . .

(Excerpt) Read more at thefiscaltimes.com ...


TOPICS: Extended News
KEYWORDS: 0carenightmare; obamacaredeductibles; obamacarepremiums
Navigation: use the links below to view more comments.
first previous 1-2021-4041-52 last
To: Brad from Tennessee

I laugh at the tears of those effected who voted for LIBs/DIMs or RINOs. You are getting your hope & change as you are “transformed”. Bwahahahahahaaaaaaaaaaaaaaaaaaaa.


41 posted on 11/17/2015 8:07:48 AM PST by hal ogen (First Amendment or Reeducation Camp?)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Liz

“WHERE IS THE MONEY? O/care also allocated some $6 billion tax dollars——spending money for Dumbocrats ——which has yet to be traced.”

The GOP promised if it won the Senate in 2014, Congress would repeal Obamacare. They could have drafted and passed the bill in less than 60 minutes. Where is the repeal bill? Ah yes. Boehner and McConnell agreed in the most recent budget bill to fund all of Obama’s priorities for the next two years. They didn’t even try to send him a repeal bill or an appropriations bill with no funding for O’care.

We cannot blame Obama for bad legislation that has been funded by the GOP House of Representatives since January 2011 and the GOP Senate since 2015. Both parties own this monster.


42 posted on 11/17/2015 8:13:33 AM PST by Soul of the South (Yesterday is gone. Today will be what we make of it.)
[ Post Reply | Private Reply | To 19 | View Replies]

To: Soul of the South
"My GOP Congresswoman and Senators are doing nothing to change the law, or repeal it other than issuing statements indicating they oppose it."

Well, I am totally shocked by that! Members of The Uniparty rely on the sheeple for compliance. Perhaps you should support a Presidential Candidate who will 'blow up the boxes.' (Hat tip to Arnold)

43 posted on 11/17/2015 8:19:49 AM PST by I am Richard Brandon
[ Post Reply | Private Reply | To 9 | View Replies]

To: dfwgator

Deductibles of $10,000 do not help the majority of working people. It is the same as no insurance. When my kids were little (twenty-five years ago or so), there was no deductible for doctor visits and a small co-pay. And coverage was affordable. My daughter’s premiums just went up - again. Obamacare for the most part has hurt way more than it has helped.


44 posted on 11/17/2015 8:43:05 AM PST by ilovesarah2012
[ Post Reply | Private Reply | To 2 | View Replies]

To: ilovesarah2012

That leads to my other point, ObamaCare was never supposed to work, it’s intention was to break healthcare to the point where people will accept the implementation of Single-Payer.


45 posted on 11/17/2015 8:44:13 AM PST by dfwgator
[ Post Reply | Private Reply | To 44 | View Replies]

To: Rapscallion

That was pretty cold considering how many millions depend on Medicare and Medicaid. People like you would let others die in hospital parking lots. Not my idea of a conservative. Should people have to pay 50% of their income for health care? People like you make liberals look good.


46 posted on 11/17/2015 8:47:40 AM PST by ilovesarah2012
[ Post Reply | Private Reply | To 10 | View Replies]

To: MomwithHope

I haven’t heard about that. I’ll have to watch and see what SSA does in January 2016. But I wouldn’t doubt they’d raise the premium and not give a COLA increase.


47 posted on 11/17/2015 8:48:10 AM PST by Bluebeard16
[ Post Reply | Private Reply | To 35 | View Replies]

To: Brad from Tennessee

When you have a health credit card to pay for the incidentals, instead of insurance (the UNKNOWN)....

And the GOP, regardless of its ability to de-fund, let alone kill off, O’Care hasn’t done SQUAT to: open markets across States, give PEOPLE the same tax advantages employers enjoy, etc.


48 posted on 11/17/2015 9:10:37 AM PST by i_robot73 ("A man chooses. A slave obeys." - Andrew Ryan)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Bluebeard16

Don’t know about that. Neither of us is on ss or medicare yet, getting closer. But we are investigating.


49 posted on 11/17/2015 9:13:36 AM PST by MomwithHope (Please support efforts in your state for an Article 5 convention.)
[ Post Reply | Private Reply | To 47 | View Replies]

To: Big Giant Head

My family of three pays $9,000 and that is going up to $12,000.
Each have an individual deductible of $6,500.

For those lazy, not working everything is FREE! Not fair at all.


50 posted on 11/17/2015 9:49:19 AM PST by A CA Guy ( God Bless America, God Bless and keep safe our fighting men and women.)
[ Post Reply | Private Reply | To 14 | View Replies]

To: Soul of the South

I hear you.

FWIW, Trump says he will replace O’care. With what, I do not know. But whatever it is it would likely be better than the mandated payment to insurance companies.

There is Medishare, Liberty HealthShare, and others. I have not yet used them personally, but am considering. They are exempt organizations under the ACA.

Just today NY state’s largest “exchange” provider was ordered to shut down. It had hundreds of millions of a federal grant or loan, burned through that, and now the state shut them down for insufficient reserves.

This will keep happening, and for those of us who are pro-life, the Medishare and Liberty HealthShare options are ones I will investigate.

I only know the current configuration will not last fiscally.


51 posted on 11/17/2015 2:19:50 PM PST by bajabaja (Too ugly to be scanned at the airports.)
[ Post Reply | Private Reply | To 9 | View Replies]

To: momincombatboots; All

MomInCombatBoots,

We are now in “full research mode” on Christian health cost sharing, and will pull the trigger on it (or not) before the obamacare open enrollment period ends in January. I have started to post info to my home page and will add to it as it comes available, which will probably be really spotty and unpredictable, knowing me. :-)

For now I highly recommend the pamphlet I linked on my homepage. It’s from one particular provider but representative of the others.

By the way, I love your screen name! Your kids can be proud that “their mama wears combat boots”.

Blessings, Thanks for your service, and FRegards


52 posted on 11/20/2015 4:31:28 AM PST by Nervous Tick (There is no "allah" but satan, and mohammed was his demon-possessed tool.)
[ Post Reply | Private Reply | To 7 | View Replies]


Navigation: use the links below to view more comments.
first previous 1-2021-4041-52 last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson