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PERSONAL VANITY-LOOKING FOR ADVICE ON MEDICARE AND INSURANCE
Self | OCTOBER, 11, 2023 | Self

Posted on 10/11/2023 4:17:43 PM PDT by coalminersson

Today went to one of my cardios. He asked if I received a letter from Scripps saying they would no longer take my insurance. Medicare, thru United Health Care for the last 265 years 18 with Scripps.

I am a serious patient mostly my life long habits to blame and a very stressful job.

Woman at Scripps said I should call HICAP for advise. They are online. Left a message.


TOPICS: Health/Medicine
KEYWORDS: advice; cancellationscripps; insurance; medicare; vanity
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I feel safe with scripps especially the various specialists.

Anyone going thru this and anyone have some advice about a company. I would like to stay with Scripps but word thru my wife is they don't want medicare anymore.

That could leave thousands in SD looking for medical care.

1 posted on 10/11/2023 4:17:43 PM PDT by coalminersson
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To: coalminersson

Lord what a can of worms. I’ll be reading replies because I have the same questions.


2 posted on 10/11/2023 4:22:57 PM PDT by devane617 (Discipline Is Reliable, Motivation Is Fleeting..)
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To: coalminersson

Scripps says they are taking Medicare but dropping some advantage programs,


3 posted on 10/11/2023 4:24:39 PM PDT by TexasGator
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To: devane617

Two Scripps Health groups are dropping Medicare Advantage plans in 2024

Scripps Health’s clinic and coastal medical groups will continue to accept original Medicare (Part A and Part B)

https://www.nbcsandiego.com/news/local/two-scripps-health-groups-are-dropping-medicare-advantage-plans-in-2024/3317927/


4 posted on 10/11/2023 4:26:07 PM PDT by TexasGator
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To: coalminersson

You’re going to have to get on cms.gov go to your Medicare account and find out what your options are in the area you Live in. Looks to me like you’re going to have to get a new Medicare supplement policy depending on where you live and you should have plenty of options. Look at all of them carefully and figure out which one’s gonna work for you.

Or check with Scripps and find out what providers are still taking their policy in your area although that’s not going to help you if you’re trying to see a specific doctor that means you’re going to have to change your Medicare supplement policy


5 posted on 10/11/2023 4:27:16 PM PDT by Captain Peter Blood
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To: coalminersson

Do you have an advantage program through Scripps?

If you are in an advantage program, that’s a whole different situation, you are not on traditional Medicare. If you wanna get back on traditional Medicare, you will have to be re-excepted back into the program which means a lot of paperwork.


6 posted on 10/11/2023 4:28:44 PM PDT by Captain Peter Blood
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To: coalminersson

You best talk with the Scripps billing people.

They will almost certainly try to help you.

Expect to have to change your Medicare Advantage plan.

It took me quite a bit of time & effort to sign up for standard Medicare.


7 posted on 10/11/2023 4:34:42 PM PDT by Brian Griffin
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To: coalminersson

“Scripps Clinic and Scripps Coastal medical groups will not be contracting with Medicare Advantage plans starting January 1, 2024.”

https://www.scanhealthplan.com/lpg/scan-health-plan-and-scripps-health?scan_state=CA&;


8 posted on 10/11/2023 4:41:16 PM PDT by Brian Griffin
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To: coalminersson

As someone mentioned, you can search on medicare.gov by zip code for all the Advantage plans in your zip code/county. If Scripps takes another UHC or Aetna or Humana Advantage plan you can enroll for Jan 1. Going back to original Gov Medicare will get you underwritten and possibly rated with a higher premium for your Supp/Gap 20%, and all the Stand Alone Drug plans are more expensive this year due to the cap Bribem put on drug costs starting in 2025. Drugs can now come with a $505 deductible to start the year. Find a MC Specialist in San Diego who knows the local market and stay away from the 800# boilerroom sales crowd! .... ymmv


9 posted on 10/11/2023 4:42:48 PM PDT by PalominoGuy ( )
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To: coalminersson

I used to work at Utilization Review as an RN. United Healthcare is the one insurance company I tell my friends never to use for insurance coverage. They deny payments to providers all the time, in which providers have to spend time to fight the denials. They do that constantly. My department spent so much time fighting the denials. When my mother in law was in the ICU , United Healthcare denied the claim for the ICU , and it took about a year for the hospital to get paid. I am surprised that more hospitals have not dropped UHC, but maybe this is the start.
Open Enrollment is upcoming. Instead of dropping Scripps, I would look into a different insurance company.


10 posted on 10/11/2023 4:43:47 PM PDT by kaila
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To: coalminersson
My plan allows me to see any doctor or go to any hospital in the country that takes Medicare. That means 98% of doctors and 98% of hospitals. It also has an annual "out of pocket" maximum. And it has no monthly premium.

In some ways it might be a bit more expensive than some plans but 98% of doctors and hospitals would come in handy if I developed a rare or dangerous medical problem.

11 posted on 10/11/2023 4:44:33 PM PDT by Gay State Conservative (Two Words: Banana Republic)
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To: coalminersson

worth reading as a whole:

https://www.medpagetoday.com/special-reports/exclusives/106483

Hospital systems are fed up with Medicare Advantage.


12 posted on 10/11/2023 4:48:33 PM PDT by Brian Griffin
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To: kaila

“Open Enrollment is upcoming. Instead of dropping Scripps, I would look into a different insurance company.”

A stated by Scripps, the two affected groups will only accept regular Medicare. No Advantage accepted from any company.


13 posted on 10/11/2023 4:49:23 PM PDT by TexasGator
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To: coalminersson

Call NYU medical radio show. Their Medicare LIVE show is every Thursday between 12pm-2pm. Very helpful and knowledgeable.

1-877-698-3627


14 posted on 10/11/2023 4:54:09 PM PDT by Karoo
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To: Brian Griffin

“Hospital systems are fed up with Medicare Advantage.”

The article references doctor groups, not hospitals.

Several previous posts have already referenced this info.


15 posted on 10/11/2023 4:57:08 PM PDT by TexasGator
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To: Karoo

thanx


16 posted on 10/11/2023 4:58:55 PM PDT by coalminersson
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To: TexasGator

thanx


17 posted on 10/11/2023 4:59:41 PM PDT by coalminersson
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To: coalminersson

“Signaling what may be an emerging national trend, two influential medical groups with San Diego-based Scripps Health are cancelling their Medicare Advantage contracts for 2024 because of low reimbursement and prior authorization hassles, leaving 30,000 enrolled seniors to look for new doctors, or different coverage.”

[link given previously]
https://www.medpagetoday.com/special-reports/exclusives/106483


18 posted on 10/11/2023 5:02:17 PM PDT by Brian Griffin
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To: coalminersson

One word answer on this - Supplemental.

Yeah it cost more... or does it?


19 posted on 10/11/2023 5:03:09 PM PDT by 1FreeAmerican
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To: coalminersson

lots of ideas and suggestions thanx everyone. Any remarks about Kaiser?


20 posted on 10/11/2023 5:05:25 PM PDT by coalminersson
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