Anyone who thinks he/she is not full of crap, when he/she holds up a poor advisor of individuals who also claims to be a wise advisor to the general public, is not capable of judging whether anecdotal information is or is not applicable.
“And your experience is — ??”
Not much really, just having worked through all 7 of the baby steps, becoming a Dave Ramsey certified financial counselor, reading all of his books and listening to his radio program for the last 6 years.
“Anyone who thinks he/she is not full of crap, when he/she holds up a poor advisor of individuals who also claims to be a wise advisor to the general public, is not capable of judging whether anecdotal information is or is not applicable.”
These articles are very much simplified discussions of what can be complex issues. If you knew anything about Dave Ramsey, then you would have been able to understand the context of his answers. You can’t, yet you attacked him based on one article. That makes you the one that is full of crap. (to use your words.)
He has helped millions of people become debt free, to live within their means and to become financially secure. In addition, that generally leads to gains in other areas of their lives. How many people has your ministry touched?