“And your experience is — ??”
Not much really, just having worked through all 7 of the baby steps, becoming a Dave Ramsey certified financial counselor, reading all of his books and listening to his radio program for the last 6 years.
“Anyone who thinks he/she is not full of crap, when he/she holds up a poor advisor of individuals who also claims to be a wise advisor to the general public, is not capable of judging whether anecdotal information is or is not applicable.”
These articles are very much simplified discussions of what can be complex issues. If you knew anything about Dave Ramsey, then you would have been able to understand the context of his answers. You can’t, yet you attacked him based on one article. That makes you the one that is full of crap. (to use your words.)
He has helped millions of people become debt free, to live within their means and to become financially secure. In addition, that generally leads to gains in other areas of their lives. How many people has your ministry touched?
I wonder how many babies think their mom is a great mom when they are stuck in daycare 45 hrs every week? Lately Dave sound more and more like a humanist when handing out advice.
To use Daves words, which apparently toy are following.
Not much really, just having worked through all 7 of the baby steps, becoming a Dave Ramsey certified financial counselor, reading all of his books and listening to his radio program for the last 6 years.
That does not sound like experience.
I claim the feature of having made as many mistakes (not all recoverable) as successes. I speak from personal experience, not theorizing from some other human's fallible philosophy.
How many people has your ministry touched?
Any one who is willing to become a regenerated believer disciple/priest following the words of the Lord Jesus Christ as given in His Holy Word.
I have never been able to help anyone who is not willing to follow Scriptural commands rather than Dave:
"Owe no man nothing, no not anything at all, except to love one another." (A rather precise rendering of Romans 13:8)
Love can be "tough love."
Have you confused Mr. Ramsey's counsel with that of The God's counsel?
(Not trying to establish an adversarial stance, but we do have a difference of opinion on how to evaluate others' counsel.)