To use Daves words, which apparently toy are following.
Not much really, just having worked through all 7 of the baby steps, becoming a Dave Ramsey certified financial counselor, reading all of his books and listening to his radio program for the last 6 years.
That does not sound like experience.
I claim the feature of having made as many mistakes (not all recoverable) as successes. I speak from personal experience, not theorizing from some other human's fallible philosophy.
How many people has your ministry touched?
Any one who is willing to become a regenerated believer disciple/priest following the words of the Lord Jesus Christ as given in His Holy Word.
I have never been able to help anyone who is not willing to follow Scriptural commands rather than Dave:
"Owe no man nothing, no not anything at all, except to love one another." (A rather precise rendering of Romans 13:8)
Love can be "tough love."
Have you confused Mr. Ramsey's counsel with that of The God's counsel?
(Not trying to establish an adversarial stance, but we do have a difference of opinion on how to evaluate others' counsel.)
>> (to use your words.)
>> To use Daves words, which apparently toy are following.
Doesn't make sense at all, does it? Here's what I really meant to say:
>> (to use your words.)
>> To use Dave's words, which apparently you are following.
You posted a lot of good information, however it is FAR beyond the available space provided to Dave for his articles. Remember, his articles are very brief and that is driven by the syndication requirements of the hard copy (bird cage version) of the newspapers involved. If you were to actually listen to his radio program, you would hear a much more detailed and biblically based answer.
“I have never been able to help anyone who is not willing to follow Scriptural commands rather than Dave:
“Owe no man nothing, no not anything at all, except to love one another.” (A rather precise rendering of Romans 13:8)”
Had you done anything other than to judge Dave based on the ONE article, then you would realize that you have simply restated nearly his entire ministry with the above comment.
If you are attempting to be a witness to me, and other FReepers, this approach is not very effective.