[oh8eleven]

Except she didn’t voluntarily make those decisions ...
If not her, who did ... and how can you be critical of her?

[Attention Surplus Disorder]

Seriously? You are arguing that it's perfectly fine that she spent hundreds of thousands of dollars on low quality crap, 3/4s of which went into a dumpster if it was not crammed in every nook and cranny of her house where she never even looked at it; while she failed to pay her mortgage. That she accumulated over $20,000 in overdraft fees from the bank charging this crap on her credit card; a $37K IRS tax lien, an $11K property tax lien. While accumulating the following, roughly 1/15th of her jewelry collection.

OK, you're right.