SS is mostly it for me. I used my 401k to pay of the car and some other bills. Banked what was left. House is almost paid off.
I found that my spendable dollars from SS was almost the same as my work salary after tax spendable dollars.
My better angel is still working, but she wants to retire in a year and things will definitely change big time.
Same experience here. Thanks to a frugal wife we retired with no debt three years ago. Have not had to touch 401K. Yet our health problems are starting to mount and we are discovering our low cost Medicare Advantage insurance is not quite the bargain we thought it was.