Yes. ACA was a boondoggle. I can see protecting pre existing conditions by law, but that is it.
But that's the whole ball game. It was that issue that kept the Reps from coming up with a viable replacement bill.
If you could keep pre-existing condition protections without creating all kinds of other issues it would have been done decades ago.
There WAS a insurance that covered pre existing conditions. It was the PCIP plan AND it was underwritten by the US government.
Obamacare took care of that.
Know what that plan would have cost me prior to this crap? 134 bucks a month and it had about a 2300 dollar deductable and it was 100% after the deductable for major medical. It was 80/20 for office visits up to a certain amount, then 100%
If I remember right. I came within a couple months of being able to get on it and then along came Obamacare.