Right now, people living in the center of Florida who have very little risk of hurricane damage
They probably have little risk of storm surge but the wind damage potential is about the same. BTW, flooding by surge is covered by the Federal Flood program which was created when the insurance companies decided to off load that problem to the feds. There is also a significant difference in potential of a major hurricane strike, cat 3 or higher, in the southern verses northern portions of the state, especially on the eastern side.
This coming hurricane season promises to be one for the records unfortunately due to a certain climate set up i.e. northeast blocking high and warmer ocean temps.
That’s not really true about the wind, if you live 50 miles or more inland, the chances of the wind causing significant damage is minimal and if the wind becomes a factor it’s because trees fall over onto homes.
Even when a Cat 5 storm hits Florida, Orlando has little chance of significant damage, Miami OTOH is at extreme risk of wind and storm surge danger.
“Right now, people living in the center of Florida who have very little risk of hurricane damage.”
1928. That’s all.