Free Republic
Browse · Search
General/Chat
Topics · Post Article

Why I bought the most cost effective plan for my wife and how the new rules allow me to take advantage of the system saving myself ~$3624.44.
1 posted on 12/23/2013 2:23:28 PM PST by the_boy_who_got_lost
[ Post Reply | Private Reply | View Replies ]


To: the_boy_who_got_lost
You do realize that they can change the rules anytime they want?
2 posted on 12/23/2013 2:24:39 PM PST by E. Pluribus Unum (Who knew that one day professional wrestling would be less fake than professional journalism?)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Nope, not doing it. Obamao can kiss my white azz.


4 posted on 12/23/2013 2:30:43 PM PST by Las Vegas Ron ("Medicine is the keystone in the arch of socialism" Vladimir Lenin)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

You’re behaving rationally. That’s what everyone will do and this is why the system is doomed.

Let’s say that you get diagnosed with diabetes next month. Of course you’ll buy insurance for yourself vs paying the fine.

Ultimately we all do what’s in our best interest. And we justify it with rationalizations. It’s called Human Nature.


5 posted on 12/23/2013 2:34:12 PM PST by Marie (When are they going to take back Obama's peace prize?)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Do you get a subsidy? Why would you buy obamacare if you don’t get a subsidy. Why not just get private insurance?


6 posted on 12/23/2013 2:42:10 PM PST by luckystarmom
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost
$239 per month seems quite reasonable for one person. Did you get a subsidy to lower your cost to that amount, or is $239 the list price?
7 posted on 12/23/2013 2:42:40 PM PST by Leaning Right (Why am I holding this lantern? I am looking for the next Reagan.)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

$9,000 for having a baby,wonder where those pregnant illegal aliens get that kind of money?


8 posted on 12/23/2013 2:43:46 PM PST by mdittmar
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

How did she get such low premiums and a $500 deductible?

You could pay 12 months at $240 = $2880. If you paid the fine you’ll only be $1,880 ahead. I’d pay the $1880 and be covered.


10 posted on 12/23/2013 2:45:28 PM PST by VerySadAmerican (".....Barrack, and the horse Mohammed rode in on.")
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Hope you have LifeLock.


11 posted on 12/23/2013 2:45:58 PM PST by COBOL2Java (I'm a Christian, pro-life, pro-gun, Reaganite. The GOP hates me. Why should I vote for them?)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

So that’s where my taxes are going.


12 posted on 12/23/2013 2:46:24 PM PST by Darksheare (Try my coffee, first one's free..... Even robots will kill for it!)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

ANYONE who does not currently have health insurance and is expecting to have medical expenses in 2014 that exceed the Obamacare premiums SHOULD buy an Obamacare policy for 2014. Anyone who has an Obamacare policy should run up as much medical expense as possible—it’s for the good of the Republic that we assist in its death spiral.

On the other hand, anyone who is healthy and not expected to have significant expenses, should not help out Obamacare by enrolling. Such acts of non-enrollment by the healthy and/or young also will help assist in Obamacare entering its death spiral quickly.

Obamacare running massive cost overruns in 2014 will insure that participating insurers will not make a profit plus will be REQUIRED to have substantial premium increases and/or coverage/benefit decreases in 2015. Those higher premiums and crappier coverage in 2015 will further promote the death spiral and hasten the death of the monstrosity of Obamacare.


13 posted on 12/23/2013 2:46:50 PM PST by House Atreides
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

You want to make sure that baby is covered. My new born granddaughter was in the hospital for a month because of an infection. The bill was out of sight. My daughter had insurance from work that covered everyone.


15 posted on 12/23/2013 2:50:42 PM PST by Sacajaweau
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Sign up for the Christian health sharing ministries, avoid the fines, and not have a cent go to funding abortions or sex changes or other folks’ risky personal behaviors they will not give up.


17 posted on 12/23/2013 3:12:50 PM PST by Secret Agent Man (Gone Galt; Not averse to Going Bronson.)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Is the $9000 the suggested list price, or what the hospital will actually gladly accept?

I had some tests at UPMC last year, the list price was $13k, they gladly accepted less than 2000 from the insurance company.

That’s the real question mark, the real problem with medical costs, the list prices are in fantasy land.

I have the bill from when I was born at Allegheny General, it cost my dad $154- they saved the receipt in case they wanted to bring me back (or so they said). There certainly has been a lot of inflation since 1956, but items that cost a buck and a half then aren’t $90 today


20 posted on 12/23/2013 3:28:58 PM PST by I_Like_Spam
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost
how much is the plan being subsidized???
21 posted on 12/23/2013 3:33:06 PM PST by Chode (Stand UP and Be Counted, or line up and be numbered - *DTOM* -vvv- NO Pity for the LAZY - 86-44)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

A man of principle. What will they think of next?


26 posted on 12/23/2013 3:55:48 PM PST by Sequoyah101
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Make sure ya’ll under withhold in 2014 as there is no legal mechanism to collect the fine if you don’t pay besides subtracting it from your refund.


27 posted on 12/23/2013 4:00:58 PM PST by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
[ Post Reply | Private Reply | To 1 | View Replies ]

To: the_boy_who_got_lost

Do you have adequate life insurance? It’s real easy to ignore health insurance when you’re healthy, but sh* happens. A catastrophic health crisis for you could leave your family destitute and without a main wage earner.

Since we have medical coverage through employment, I haven’t paid too much attention to Obamacare. However, I think you can get health insurance through the exchanges or directly from the insurance companies. The only difference is that, if you want a government subsidy, you have to buy from the exchanges. If you don’t want or need government assistance, you can buy health insurance directly from insurance companies. It’s just that now insurance companies have to follow the new rules, i.e. cover pre-existing conditions, etc.


30 posted on 12/24/2013 9:39:50 AM PST by ConstantSkeptic (Be careful about preconceptions)
[ Post Reply | Private Reply | To 1 | View Replies ]

Free Republic
Browse · Search
General/Chat
Topics · Post Article


FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson