Posted on 05/18/2012 2:42:38 PM PDT by SMGFan
CINNAMINSON — A Burlington County man was put in jail after he didn't return money mistakenly given to him by a teller while cashing a check at a bank, according to a report on PhillyBurbs.com
Felipe S. DePadula, 27, of Riverside is charged with receiving stolen property after a teller at Delanco Federal Savings Bank on Route 130 in Cinnaminson gave him $3,000 when he went to cash a $300 check.
(Excerpt) Read more at nj.com ...
You beat yourself by 1 second!
Typical democRat I’m sure.
So, the teller stole the money? And gave it to Felipe?
If this guy had $3K or more in his account and he did *nothing* to try to deceive the teller I’d find him “not guilty” if he claimed that he thought he had asked for $3K.
In the “No good deed goes unpunished” department, I took my staff out to lunch and stopped to deposit a $1400.00 check. As I drove away I noticed the deposit slip read “$14,000.00.”
I immediately turned around and went inside to straighten it out, then we proceeded to lunch.
After lunch, I paid with the company debit card. Waitress comes back and says it’s declined.
An employee pays for lunch, and I go to the bank and, with controlled rage, inquire. Apparently when I reported the overage, the bank placed a “fraud” hold on my account which could not be lifted for 24 to 48 hours.
Bastards.
It was TCF Bank at 10 Mile and Ryan, in case anyone is interested.
I hope you’ve changed banks and explained to TCF why. They need to hear this stuff.
Changed on the first of the year for accounting purposes. And yes, they know.
I check the receipt before leaving the teller. Of course it probably wouldnt make any difference. Banks suck. They are run by some of the worst and most dishonest people ive ever met.
Individual banks and branches have their own perks and incompetencies. I do not know if this would be TCF policy (or computer policy which is even harder to argue with) in the face of a teller error, or if it was just that stupid teller. TCF overlooked a small negative balance in my account for one weekend and didn’t ding me a fee for it as the legal agreement says they can — and another time they credited $600 worth of personal checks from others immediately. They’re not all bad, and as for competence the branch I went to is at least middling. One Citibank office I used to go to seemed to be staffed by clowns.
I once cashed a check for $8100 that I had received for college tuition. The bank deposited $81,000 in my account. I didn’t check my account for over 30 days and when I did I saw the obvious error. I went in the bank to alert them of the mistake and I thought they were going to put me under citizen’s arrest. The took the money out but I did get a month’s worth of interest on the money.
Can’t the Bank via the Fed just replace the money by creating new funds out of thin air with just a few keystrokes ?
Oh wait, he’s not part of the banking elite who receive bailouts and free money.
Throw the book at him.
How that’s even possible is a mind boggler! I’d think that to every check they get in deposit, they’d have a link between its clearing process and the account that it was deposited to. What bank?
TCF wasn’t all bad. I was with them 10 years. But for having “Totally Free Checking” they sure were fee happy. Often had these “uncollected funds, check paid” fees. I practically had to sit on deposits for a week before paying bills.
Been with PNC since Jan 1 and this hasn’t been a problem. And no $14,000.00 credits yet. :-)
Changing banks costs a LOT of money. New checks, and charges by payroll services and charge card companies to change over to the new account.
My brother just went through something like this,
the teller would not believe she had over paid him
by $20, my brother insisted, she didn’t want to
count the drawer. Finally she did and it was
$20 short. Proud of my Bro, and he needed money
at the time too.
Sounds like a good man.
You’re talking about a normal consumer bank account, or a business one?
I have a consumer account. Oh and another thing they gifted me $150 during the first few weeks — it was a bona fide promotion (two of them really), not anybody’s mistake. All they want to guarantee no monthly fee is for you to keep your debit card busy, fifteen or more debit/credit transactions per month, and they can be little bitty transactions for all they care. They get their baksheesh through merchant fees. This is like falling off a log with normal shopping and gas.
I once had to cash a check in downtown Newark,NJ once.....
It was for $1700...as I gave the check to the teller (I’ll call her Koko), I’m just looking around taking notice of who is around, and my teller yells out in the middle of the bank...”anyone got hundreds”....(you know that cold feeling that comes over you when you know your a pigeon?)....after the envelop was given to me, I walked over to where the bank VP was sitting and asked him to escort me to my car...he asked why? I told him I didn’t want to die alone and explained...
My older brother had a policy, never trust an ATM further than it can be thrown. I never had an ATM cheat me, ever. Decades ago one of them gave me, IIRC, $10 too much, more than it had deducted from my account. I took that physical $10 bill back to that bank and they said thank you and that was the end of it.
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