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Wheels coming off... ObamaCare policies will cost more, cover far fewer than promised
New York Post ^ | February 10, 2013 | BETSY MCCAUGHEY

Posted on 02/11/2013 1:22:11 PM PST by BulletBobCo

The Affordable Care Act is looking less and less affordable.

Start with the IRS’s new estimate for what the cheapest family plan will cost by 2016: $20,000 a year to cover two adults and three kids. And that will only cover 60 percent of medical bills, so add hefty out-of-pocket costs, too.

The next surprise is for parents who thought their kids would be covered by an employer. Sloppy wording in the law left that unclear until last week, when the IRS ruled that kids won’t be covered.

Starting in 2014, the law will require employers with 50 or more full-time employees to offer coverage or pay a penalty. “Affordable” coverage, that is — meaning the employee can’t be told to contribute more than 9.5 percent of his salary. For example, a worker earning $40,000 a year cannot be required to pay more than $3.800.

But the law doesn’t specifically mandate family coverage — and now the administration says that won’t be required.

(Excerpt) Read more at nypost.com ...


TOPICS: Breaking News; Crime/Corruption; Culture/Society; Government; News/Current Events; Politics/Elections
KEYWORDS: aca; bhofascism; braking; corruption; deathcare; democrats; fraud; govtabuse; healthcare; keywordtrolls; nothealthcar; obama; obamacare; obamacarecost; obamacarefiasco; obamalies; romneycare; senatelies; socialisthealthcare; socializedmedicine; typicaldnclies; tyranny; zerocare
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To: All
“Wheels coming off”? Hardly.

Now that it's left the starting line, the fog is dissipating to reveal the steamroller SOME of us said it would be all along and it's here to stay—with a few “adjustments” guaranteed to screw everybody all the more!

51 posted on 02/11/2013 3:21:15 PM PST by newgeezer (It is [the people's] right and duty to be at all times armed. --Thomas Jefferson, 1824)
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To: PeevedPatriot

They can’t ask him that when they also exempted themselves and their staffers.


52 posted on 02/11/2013 3:22:48 PM PST by mrsmel (One Who Can See)
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To: BulletBobCo

.
.

Obama mandated that 30 hours a week was a “full-time employee” and must be covered by Obamacare.

So businesses laid off any over 49 employees and cut everyone’s hours to 29 hours.

Congrats white lefties!

You get to have 1-2-3 more fun jobs in your (now) spare time!

An unemployed single minority woman on welfare with 3 kids and all the govt freevies makes $70,000 a year

A working white family of the same size pays taxes and their bills and mortgage and only makes $40,000 a year

“It’s only fair!”

Reparations!

Redistribution!

Reelection!

- LeBran - Please pass my the remote and get me another Martunni please! - Shanniqua

.
.


53 posted on 02/11/2013 3:28:12 PM PST by devolve ( -------- -- --It is not where Obama was born that is the problem - it is where he's living now--)
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To: cuban leaf

They’ll move the goalposts just as soon as it suits them. When the rule of law is dead, the rule of whim is what you’ll get.


54 posted on 02/11/2013 3:29:40 PM PST by Noumenon (One individual with courage, determination and a rifle can change the course of history.)
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To: Terry Mross

All I can say to that is that there must be something in it for them, and they didn’t see the big picture and never believed that that was his plan. They wouldn’t be the only ones who didn’t.


55 posted on 02/11/2013 3:31:42 PM PST by mrsmel (One Who Can See)
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To: BulletBobCo

“The Affordable Care Act is looking less and less affordable.”

Affordable to all those that needed the 2008 Bailout: 1. Investment scam MBS banking, 2.Insurance companies, 3. Government pensions in the stock market.

All “The Exempt Ones”


56 posted on 02/11/2013 3:45:20 PM PST by Varsity Flight (Extortion-Care is the Government Work-Camp: Arbeitsziehungslager)
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To: cuban leaf
There are going to be a LOT of 49 employee businesses out there, some of which are 55 or 59 employee companies now, if you get my drift. ;-)

I spent 2 hours on the phone with my company's insurance broker on Friday. She said to really make sure the govt doesn't look closely at you, bring that count down to 48, and do it soon. If you suddenly drop to 49 right before the new "accounting for employers" starts (which is March of this year, I think), they will be looking at you.

Also some interesting information, if you are under the 50 thresh hold, you do not have to offer insurance at all, but all of your employees will be required to have it in one form or another for year 2013, because when you file taxes in 2014 is when the tax/penalty will kick in if you (the individual) doesn't have insurance for the prior year.

Also, the "shall issue" policy doesn't kick in until Jan 2014.

It was quite the conversation, and a huge learning experience, that's for sure.

57 posted on 02/11/2013 3:46:04 PM PST by RikaStrom ("To learn who rules over you, simply find out who you are not allowed to criticize." ~Voltaire)
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To: FReepers; Patriots; FRiends



Thankfully, We have Free Republic!

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58 posted on 02/11/2013 3:47:52 PM PST by onyx (FREE REPUBLIC IS HERE TO STAY! DONATE MONTHLY! IF YOU WANT ON SARAH PALIN''S PING LIST, LET ME KNOW)
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To: Terry Mross

“If he wants to destroy insurance companies and make it all single payer government healthcare, why did the insurance companies push for approval of the monster?”

That’s right, and they backed Massachusetts Mitt all along.

And all the “fail by design” groupies, let’s see a quote from an “insurance” CEO that claims this will happen.


59 posted on 02/11/2013 3:52:32 PM PST by Varsity Flight (Extortion-Care is the Government Work-Camp: Arbeitsziehungslager)
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To: BulletBobCo

bump fop later


60 posted on 02/11/2013 3:56:06 PM PST by Ditter
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To: BulletBobCo

bump for later


61 posted on 02/11/2013 3:56:54 PM PST by Ditter
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To: BulletBobCo
I am not convinced Obamacare was designed to fail, just that the policy wonks who hurriedly wrote the 3,000 pages of the bill put together a Rube Goldberg plan that cannot practically function. The Democrats in Congress just voted for it without having read or even vaguely comprehended what was in those 3,000 pages... hence Pelosi's idiotic statement "we have to pass the bill to know what is in it" Hidden in the bowels of Obamacare was the provision for small businesses to issues scores of 1099 forms to their vendors...repealed by Congress after much pressure. The long term care provisions of Obamacare...quietly ditched because there was no possible way to pay for them. The excise tax on medical suppliers ...now being fought by some members of Congress who are finding out that the tax will likely send medical manufacturers in their state overseas. Again with the costs and details of the coverage more surprises.

Obamacare will without question fail miserably whether by poor design or as part of a plan to force the country to a single government run health care option. The big question is will the idiots who voted for the bill or the morons who re-elected Obama be happy with what they get. The low information voters who have been lied to with promises of less costly care, pick your own doctor, keep your own plan if you like it and expect the same choices in care you have today may soon see the extent of the lies. Will they be happy to pay more to stand in long lines for a 10 minute visit with a Physician Assistant, be denied care options and even see their loved ones fall victim to the death panels? Sooner or later all but the dumbest will see the extent of the lies.

62 posted on 02/11/2013 4:25:10 PM PST by The Great RJ
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To: BulletBobCo

bump


63 posted on 02/11/2013 4:26:00 PM PST by lowbridge (Joe Biden: "Look, the Taliban per se is not our enemy.")
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To: BulletBobCo

It isn’t only the price folks, but when people see that they are going to get very little to NO care for the price, the wheels are going to fly off. The sad part is that the folks who have worked in doctors offices and such, are going to be the ones taking the extreme anger.


64 posted on 02/11/2013 4:29:31 PM PST by dforest (I have now entered the Twilight Zone.)
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To: hal ogen

Mine did.


65 posted on 02/11/2013 4:30:48 PM PST by Flathead Catfisherman
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To: mjp

Everything is proceeding as I had foreseen.

66 posted on 02/11/2013 4:42:55 PM PST by plain talk
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To: lurk

Medicine gone underground.


67 posted on 02/11/2013 5:04:06 PM PST by Biggirl ("Jesus talked to us as individuals"-Jim Vicevich/Thanks JimV!)
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To: mrsmel

mrsmel, I don’t believe Congress is exempt although some of their staff may be. It’s my understanding that senior officials and President and VP are exempt. But I don’t believe Congress is because Section 1312 states they must purchase their plans on the exchange. Of course Sebellius can find a way to sweeten the pot for them, I”m sure.


68 posted on 02/11/2013 5:08:21 PM PST by PeevedPatriot
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To: MrB
The goal is single government payer for healthcare.

Which will result in government-run healthcare.

69 posted on 02/11/2013 5:11:19 PM PST by palmer (Obama = Carter + affirmative action)
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To: Paladin2

We use the vet in the family as necessary.


70 posted on 02/11/2013 5:12:02 PM PST by Uncle Miltie (Of the government, by the government, and for the government.)
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To: Paladin2

We use the vet in the family as necessary.


71 posted on 02/11/2013 5:12:19 PM PST by Uncle Miltie (Of the government, by the government, and for the government.)
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To: PeevedPatriot

You are probably correct, I took it for granted that if they exempted their staffers, they exempted themselves, as they are never ashamed of being seen grabbing good things for themselves. They will have surprised me in this instance.


72 posted on 02/11/2013 5:13:35 PM PST by mrsmel (One Who Can See)
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To: EQAndyBuzz

LOL! Great analysis!


73 posted on 02/11/2013 5:18:00 PM PST by ConservativeMind ("Humane" = "Don't pen up pets or eat meat, but allow infanticide, abortion, and euthanasia.")
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To: I want the USA back

You JUST changed your mind, where the hell have you been? It’s been the endgame from day one.


74 posted on 02/11/2013 5:22:46 PM PST by tina07 (In loving memory of my father,WWII Vet. CBI 10/16/42-12/17/45, d. 11/1/85)
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To: RikaStrom

Interesting. I’m sure many of us would like to hear more from that conversation, but I understand your time is limited.


75 posted on 02/11/2013 5:31:25 PM PST by steve86 (Acerbic by Nature, not NurtureĀ™)
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To: mrsmel
What I can’t understand is why people seem to be having such a hard time seeing this. There’s no point in focussing on the details of who is covered, who isn’t, and what it really winds up costing, when the point of it was always to get us to nationalised healthcare a la Europe. The even bigger point of it, and other legislation, is wealth redistribution from the makers to the takers. It all ties together and then leads to that one thing. Disarming us is also part of that, to disable us from being able to protect ourselves and our property.

Obamacare is a wealth transfer --

  1. from the private sector producers to the public sector parasites
  2. from whites and some Asians to blacks, Hispanics and other minorities
  3. from producers who only have as many children as they can afford to raise and properly educate to the irresponsible welfare people who pump out babies with abandon for the taxpayer to support
  4. from the money makers to the money takers
  5. O-care means thousands and thousands more Federal employees hired to administer it, eating up taxpayer money, with most of them being affirmative action hires

76 posted on 02/11/2013 5:31:40 PM PST by dennisw (too much of a good thing is a bad thing --- Joe Pine)
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To: BulletBobCo

If there is ANYONE here that thought this massive boondoggle would be cheap or effective, I have a bridge in Brooklyn for sale...cheap! :)


77 posted on 02/11/2013 5:34:06 PM PST by LUV W (All my heroes wear camos!)
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To: The Great RJ

I don’t think this was hurriedly written.

Lefties have been drooling over this for decades.

All across the Beltway there are buildings chock-full of lawyers and poli-sci majors who are constantly on the phone with non-profits, action groups, lobbyists, etc. They sit and draft and redraft this stuff until all the jots and tittles satisfy the requisite donors and power brokers.

They may have cobbled it together from different drafts in their hurry, realizing it was finally time to put it in play.


78 posted on 02/11/2013 5:36:10 PM PST by P.O.E. (Pray for America)
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To: pepsionice
As I read through this entire thread, your are the only one I see who has commented about the role of Congress in this. Last time I checked, the House still controls the purse strings. Yet, I've heard not a word about this Republican House refusing to fund this thing. Why is that?
79 posted on 02/11/2013 5:52:29 PM PST by Rational Thought
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To: Thud

The objective was for large companies to stop providing health care, and dump it on the State.

Which is why so many large companies are for this. It is a net gain to them, and their board members.


80 posted on 02/11/2013 5:57:01 PM PST by redgolum ("God is dead" -- Nietzsche. "Nietzsche is dead" -- God.)
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To: dennisw

Welfare stats:

blacks=39.8%
whites=38.8%
hispanic=15.7%

Looks like only 1% different in the two biggest groups.

Raw numbers wise there are more whites in America so there would be more whites on welfare.


81 posted on 02/11/2013 6:03:23 PM PST by USAF80
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Comment #82 Removed by Moderator

To: Rational Thought
As I read through this entire thread, your are the only one I see who has commented about the role of Congress in this. Last time I checked, the House still controls the purse strings. Yet, I've heard not a word about this Republican House refusing to fund this thing. Why is that?

Because, unlike most spending bills, Obamacare was pre-authorized and pre-funded all the way through final implementation by the initial act.

The current House cannot de-fund Obamacare unless and until the Senate also acts to withdraw the funding. And, even then, such a withdrawal of funding could be vetoed by the President.

Fat chance, huh?

We lost our chance to repeal Obamacare when we failed to win the presidency and a majority in the Senate.

83 posted on 02/11/2013 6:18:01 PM PST by okie01 (The Mainstream Media: IGNORANCE ON PARADE)
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84 posted on 02/11/2013 6:19:24 PM PST by RedMDer (Support Free Republic)
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To: Rational Thought

On the way into work this am, I got behind a car that had a bumper sticker that read “I love Obamacare”. I wonder how much he would love it if he took the time to find out just some of the details. The sticker made me sick.


85 posted on 02/11/2013 6:21:33 PM PST by NCC-1701 (The LEFT's intolerance of the RIGHT is intolerable.)
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To: BulletBobCo

My opinion? Socialists are working at a fever-pitch to destroy PRIVATE insurance in any form so we’ll all move to a Single Payer system.

That’s been the deal all along. You always gotta look at the end game with the Commies. It’s all about absolute control over every aspect of our lives.

Oh, and stuffing their pockets as they do it. B@stards.


86 posted on 02/11/2013 6:25:49 PM PST by Diana in Wisconsin (I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
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To: hal ogen

DH and me. And trying hard to talk the daughter out of med school


87 posted on 02/11/2013 6:36:11 PM PST by Mom MD (A million people attended Obamas inauguration. 14 of them actually missed work)
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To: EQAndyBuzz
Let’s go one better.

Game. Set. Match. Even if the IRS estimate is off, the middle class will be crushed. And that Obamaphone woman will be begging.

88 posted on 02/11/2013 6:41:02 PM PST by VRW Conspirator (Sometimes it takes calamity to lead to serenity - FReeper RacerX1128)
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To: USAF80

ObamaCare is still a rough justice wealth transfer from white to minority. If some welfare whites benefit then this is just the cost of doing business as far as the Obama crowd is concerned.

Want a real anti-white racist program? Check out the multi-billion dollar “Millennium Scholarships” of the Bill&Melinda Gates Foundation. Po’ white students need not apply


89 posted on 02/11/2013 7:07:02 PM PST by dennisw (too much of a good thing is a bad thing --- Joe Pine)
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To: okie01
I've heard this disclosure before, I believe from Michele Bachmann. Yet, if our (supposed) side is half as good as they claim to be, I would think they could figure a way to starve this thing. But, they are who they are, intimidated by the Left and their media.

For the time, lets just say there is no way to defund Obamacare. Why not then refuse to fund other unnecessary government programs and agencies, using the fact that Obamacare is going to take Billions more to implement than originally disclosed?

Much like the Amnesty issue, when does the Republican Party draw a line in the sand and say, “enough is enough”. Is the fear of losing political power worth losing the Country most of us grew up in?

I'm sorry to be replying like this, but as days go by it certainly appears that both of our major political parties are actually participating in “fundamentally transforming” our Country.

90 posted on 02/11/2013 7:42:06 PM PST by Rational Thought
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To: cuban leaf
There are going to be a LOT of 49 employee businesses out there, some of which are 55 or 59 employee companies now

... and a lot of employees working 29-hour weeks.

91 posted on 02/11/2013 7:49:52 PM PST by AZLiberty (No tag today.)
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To: AdmSmith; AnonymousConservative; Berosus; bigheadfred; Bockscar; ColdOne; Convert from ECUSA; ...

Thanks BulletBobCo. Medical Care Spending Accounts should be required of employers -- those allow the employee to budget for their own healthcare, and to pay their existing employee insurance premiums out of pre-tax earnings (catastrophic healthcare claim coverage would be much cheaper).
...[by 2016] the cheapest family plan will cost $20,000 a year to cover two adults and three kids. And that will only cover 60 percent of medical bills, so add hefty out-of-pocket costs, too... the IRS ruled that kids won't be covered. Starting in 2014, the law will require employers with 50 or more full-time employees to offer coverage or pay a penalty. "Affordable" coverage, that is -- meaning the employee can’t be told to contribute more than 9.5 percent of his salary. For example, a worker earning $40,000 a year cannot be required to pay more than $3.800. But the law doesn't specifically mandate family coverage -- and now the administration says that won’t be required.

92 posted on 02/11/2013 7:57:59 PM PST by SunkenCiv (Romney would have been worse, if you're a dumb ass.)
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To: okie01

/bingo


93 posted on 02/11/2013 8:01:15 PM PST by SunkenCiv (Romney would have been worse, if you're a dumb ass.)
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To: BulletBobCo

Gee, is this a surprise to anybody?
Anybody?
Bueller?


94 posted on 02/11/2013 8:09:26 PM PST by Little Ray (Waiting for the return of the Gods of the Copybook Headings.)
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To: Rational Thought
Why not then refuse to fund other unnecessary government programs and agencies, using the fact that Obamacare is going to take Billions more to implement than originally disclosed?

Because, currently the Congress is not involved in the appropriation of any spending.

Recall that there has not been a budget approved for four years now. Consequently, all of the appropriations are now a function of "The Current Services Baseline" -- which uses last year's expenditures and increases them by a specified amount (usually 5-to-9%) for "inflation".

Until the House and Senate both sign off on a budget, this procedure will continue -- even though the Senate is breaking its own rules.

The only control the House has over any spending is in the negotiations over the debt limit and continuing resolutions.

Harry and the Democrats weren't dummies. Once they passed Obamacare, they knew they'd lose the House in the 2010 by-election -- so they adopted a cynical and deceitful policy that essentially shut the House out of the budgetary process.

95 posted on 02/11/2013 8:31:19 PM PST by okie01 (The Mainstream Media: IGNORANCE ON PARADE)
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To: EQAndyBuzz

Now you are beginning to see the picture...all of your money really belongs to the gov, the banks and the school systems.

They have made it impossible for the average person to accumulate wealth without forgoing children...

They can use various mandatory insurances to drive your every move.

When the hyper-wealthy run out of good investments, what do they do? They start wars and create massive markets out of thin air by passing new laws.

Now everyone get into debt like good little piggies!


96 posted on 02/11/2013 8:55:16 PM PST by willyd
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To: BulletBobCo

And the surprise here would be what? Mac daddy is unable to ever tell the truth about anything.


97 posted on 02/11/2013 8:57:28 PM PST by chiefqc
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To: USAF80

I think you’re reading the numbers wrong, but without more context I can’t tell. What it looks like is that those are the stats of all of the people on welfare, not the raw stats of the entire us proportion of welfare recipients per capita.

There are far more white people than black people in this country - FACT! if the whole of welfare recipients is made up mostly of the three groups you outline, which the numbers say just slightly less than 95% of all recipients are in the three groups), well then... That paints a different picture now doesn’t it?

That would mean that blacks as a portion of the populace far in a way exceed whites as a portion of the populace welfare recipient-wise (IOW, they have a much greater percentage as a whole representing their group to make numbers like that [classic over-representation, or bias if you will]).

I’d like to be proven wrong, but I doubt that will be the case.


98 posted on 02/11/2013 9:07:07 PM PST by jurroppi1
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To: Terry Mross

They get an initial boost in premiums. Then hand out bonuses and walk, leaving a mess behind.

They know the game is over, so they are cashing in.


99 posted on 02/11/2013 9:11:22 PM PST by PA-RIVER
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To: BulletBobCo

100 posted on 02/11/2013 10:48:40 PM PST by My Favorite Headache (In a world where I feel so small, I can't stop thinking big.)
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