Have acquaintances who think that Obamacare is the best thing since sliced bread. They just love that all their “routine wellness” tests are covered at 100 percent and are off to the doctor for something or other at least once a month. When they had to pay for things like this themselves, they rarely went to the doctor and only when they were really sick. But that was “their money” which they were more judicious in spending.
Same thing would happen to car insurance rates if it paid for all the routine maintenance and washes.