Posted on 05/06/2017 4:50:45 PM PDT by Extremely Extreme Extremist
Well you can't...you're not insurable, at least not for that condition.
Health insurance is for people with good health that might get sick.
Try the high risk pool, or a different state, or get a job that has group coverage, or a Christian health sharing group, or go fund me. Maybe there's an organization that represents and helps people with the same illness.
So, you are pro-death panel?
If there is a way to buy insurance for those with pre-existing conditions, then I’m okay with it.
I’ve had MS for 25 years, needless to say, the costs have been considerable with many years the insurance having to cover large costs,. For years we were covered by group insurance (we’ve always had to pay for our group insurance but it was $400 a month, or so.l All was well until my husband his job, and when he couldn’t find another right away, went into business for himself for a year, and we tried to buy insurance (this is pre-Cobra)
We could buy health insurance for me, it just wouldn’t cover any costs that had to do with my MS. Fortunately this is also before the major DMD (disease modifying drugs) came out. They were about $2000 a month when they became available. A major flare and hospitalization would have been our worst case scenario. Also, once my husband got a job, those were the days that if you hadn’t been covered for the previous year for your illness, you had to wait another year for your pre-existing illness to be covered. Those were dark days if you had a pre-existing condition and a chronic illness.
If they allow you to buy insurance that will cover a pre-existing illness from the first day on it, I’m okay with that. I wonder about the costs. I really don’t trust the insurance companies, but it seems if they had some commission to review rates (like the state reviews our property insurance rates and okays whether they can raise their rates as much as they want, that seems fair.)
People that are hard nosed and lack compassion for some of these pre-existing condition folks plight, are forgetting they could be in the other person’s shoes. Sure there are those that are just looking for a handout, but there are plenty of people who are chronically ill or with chronically ill children, where mom is staying home taking care of the sick child, and they are barely making it on dad’s salary. Add exorbitant rates to that, and it truly is a sad story.
>>>Is a 55 or 10% Tax too much to ask when everyone else has paid the Freight their entire lives?<<<
Correction:
Is a 5% or 10% Tax too much to ask when everyone else has paid the Freight their entire lives?
We have major pre-existing conditions and hate Obamacare!
Never had major issues or spent much before Obamacare.
We had twins 20 years ago. I was on bedrest for preterm labor aND then my girls hot sick at 6 weeks old. One has a brain injury and was in ICU for around 10 days. The other one was in ICU for a month. I think it was around 300k for everything.
Our insurance covered everything and with a small deductible.
Since Obamacare, we’ve had worse care and our expenses have gone up. Ugh!
There are countless ways to accommodate those with preexisting and high risk health situations. Government is not the answer to this nor can it afford it ever. Quite the contrary, government is the problem. This is what happens when our side now begins to own Obamacare and POS left re-brand it Trumpcare.
The Government should have a High Risk Pool for those with Pre Existing Conditions and let the Insurance Companies get back to using Historical Risk Factors to determine Rates for those they cover, just like Life Insurance Companies do when they issue a Policy.
The only question is how the High Risk pool would be funded.
The Republican plan says you can but insurance during a 60 day opt in period without penalty for a pre-existing condition.
Where did you find “condemn the sick to death” in your copy of the Bible? I sure can’t find it in mine.
There’s nothing “free stuff” about wanting a pre-existing condition covered in insurance that you’re PAYING FOR. When a consumer pays for a service, they’re entitled to get a service in return. If an insurance company wants to charge people for a policy and not cover a pre-existing condition, THEY’RE the ones asking for free stuff. I mean, I’d love to go into business, make people pay me hundreds of dollars per month, and give nothing in return. But you know what? Capitalism doesn’t work that way.
You are LUCKY not to have any pre-existing conditions. Fall to your knees and thank God for that, instead of hating on people who are sick.
I may be disabled, but I deserve health care as much as you. I’m tired of people like you telling me I deserve to die. Oh, and by the way—at least I know how to spell the word YOU’RE, so I’m at least my brain is sharper than yours. I guess that gives me one reason to live, am I right?
We elected Trump to make insurance BETTER, not to give “free stuff” to the insurance companies. If I’d wanted that kind of policy kept in place, I would’ve voted for Shillary to keep Obamacare alive.
Sounded pretty bad didn’t it? Maybe Trumpcare is wrong on that issue.
I’m sorry, but you are wrong. Young adults who have aged off their parent’s insurance and have pre-existing conditions can’t get insurance. There are lots and lots of them out there.
“Also drains the county coffers every single year.”
If your county pays for the hospital, it’s not a charity hospital, now is it?
Look up the word “charity,” and try to come back with a better response. Let me help you:
https://www.merriam-webster.com/dictionary/dictionary
https://en.oxforddictionaries.com/
http://www.spellweb.com/how-do-you-spell/charity
It is not health care insurance if you have a pre-existing condition. It is a supplemental payment plan to help defer medical costs. Insurance is a bet against getting sick. It is something no one wants to utilize.
Pre-existing conditions means that you lost the bet and want help with your medical payments for an existing condition and because you do not have insurance. In other words, supplemental payments to help defer the costs of an illness. This is not insurance by any definition. Should a high-risk pool exist? Sure we should help those that can’t help themselves. But don’t call it insurance and drive up the costs for the healthy with insurance.
Still trying to make me pay for their health care.
Yes!
It’s really easy to take a cold, business stance on this... until it’s you, or your kid.
At the very least, if you are taking a cold stance, acknowledge that there are plenty of people who get sick, or are born sick, through no choice of their own. And acknowledge the fact that a lot of these people are unable to work enough to pay for their own insurance.
To me, it’s morally wrong to say abortion is wrong, but if you are born with a medical condition, once you age off your parents insurance, you are condemned to die. At that point, abortion looks like the more compassionate choice! Is that who we really are as conservatives?
I agree with you and good post.
A buddy of mine waiting 9 months to save up for a hernia operation, paid cash. He could not find insurance that would cover that condition. Much less serious than the situation you experience.
Yes, I agree and if the gov’t still wants to get involved open health clinics.
Somehow we survived as a nation for 234 years before Saint Obama put forth his Pre-Existing Coverage decree... and the Left is pretending that it has been taken from them (it hasn’t), that the GOP is pushing to take it away (they haven’t), and that people are at risk because of it (they aren’t).
Exactly! And we all have a pre existing condition: birth. We all have an untreatable condition: death.
That is why it is called a tragedy.
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