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Kroger Check Writing Policy (Vanity)
Self | May 22, 2004 | SLb

Posted on 05/22/2004 6:36:10 PM PDT by SLB

I just made a quick trip to one of the local Kroger stores, chicken was on sale this week and we wanted to get a couple of bags of boneless/skinless. When I got to the checkout isle, I use the self checkout whenever possible, I wrote my check for $25.00 over the purchase price.

The clerk ran the check through the machine and then looked at me and said something like; "I am sorry, but there has already been a check for $25.00 over written on this account within the past week and you are limited to $25.00 a week which is the maximum allowed." (Mrs SLB had written a check at another store earlier in the week) She then showed me the register slip with my bank account number and the limits on my account. I am limited to spending $300.00 a week at Kroger.

I asked her why and she said it was a new Kroger wide policy. I did not berate her, she is on the bottom of the food chain, but asked for a cusotmer comment form which she gladly gave me. I will fill it out and send it to Kroger.

We do not do anywhere near all of our shopping at Kroger as we have the commissary at Ft Knox (average savings is in the 30% range), we also have Save-a-Lot, Aldi's, and of course the infamous Wally World. We usually only go to Kroger for sale items, but this tracking of my purchases and limiting me is going to send me even further from them. My only planned trips there now are for gasoline as they give a $0.03 a gallon discount with their card, but I am certain they track that, too bad the name, address and phone number on the card are all made up.


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To: Republican Wildcat

You wrote this same sort of apocrypha about 2-3 years ago; do you think we have bad memories?


101 posted on 05/22/2004 10:15:22 PM PDT by Old Professer
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To: LibKill

I found this on the net, I know nothing of this org but a quick readover of their debit card info looks like it's correct.

http://www.pirg.org/consumer/banks/debit/debitcards1.htm

Here is a link to the Feds info on EFT (debit) cards.

http://www.federalreserve.gov/pubs/consumerhdbk/electronic.htm


Stores like the cards because it's harder to do a charge back and in somecases the transaction fees are lower.


102 posted on 05/22/2004 10:17:52 PM PDT by inflation (Cuba = BAD, China = Good? Why, should both be treated the way Cuba is?)
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To: Republican Wildcat
A lady came through with two suckers. The total was about 30 cents or so. She didn't have the money! So, she said "let me run out to the car!" This took about 10 minutes, and there was a long line of people waiting with carts full of groceries...and since the transaction was open already I could not close it to check them out. She came back in and said she didn't want the suckers anymore and took off...she did not apologize to me or the other customers. I had to then get a manager to void the transaction. That also reduced my rate of scans per minute greatly, so I got a bad rate of productivity on the cashier's report.

Dude, as soon as she'd left I'd have just rung it up as though she'd paid cash, set the suckers aside & gone on to the next customer, throwing $.30 of my own in the drawer when convenient.

103 posted on 05/22/2004 10:19:00 PM PDT by Sloth (We cannot defeat foreign enemies of the Constitution if we yield to the domestic ones.)
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To: SLB


Mr ridge and the rest of his patriot act gang are eyebaling your poultry purchases.

Next time you go into kroger buy some lamb just to throw off those dirty bastards!
104 posted on 05/22/2004 10:21:03 PM PDT by TheRedSoxWinThePennant
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To: Skooz

I'll bite. What was wrong with them instantly debiting your account and handing back your voided check? Checks are supposed to drawn on funds you know. The idea that a check is a short term loan until payday is so dangerous that it's not even funny.


105 posted on 05/22/2004 10:32:58 PM PDT by Melas
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To: inflation

That's why almost Debit cards can be used as Visa cards, with full protection. If I'm away from home, I can even get emergency funds on my debit card, even if I don't have money in my account. That's just cool.


106 posted on 05/22/2004 10:37:06 PM PDT by Melas
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To: Harmless Teddy Bear
Ok, I was just wondering if you had acquired your spare thumb the way the guy in one of his books did.

Probably not. I acquire my supply of surplus thumbs the normal way, just like everybody else.

107 posted on 05/22/2004 10:37:49 PM PDT by lowbridge ("You are an American. You are my brother. I would die for you." -Kurdish Sergeant)
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To: SLB
Any of ya'll ever thought of using cash?
108 posted on 05/22/2004 10:41:26 PM PDT by JDoutrider
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To: marajade
Have you ever heard of online banking?

I am retired from Bank of America. There is a reason I don't bank online.

Even if I didn't have my reasons for not banking online, it would still be my perogative to write a check if I chose to do so. :)

109 posted on 05/22/2004 10:46:33 PM PDT by Sally'sConcerns (Got a light?)
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To: cynwoody
>> Cash is king!

There are not very many of us who use that stuff anymore.
I like the anonymity though. Even the stores that use those preferred customer cards don't know my name (they only think they do). And I know I'm not the only one. Once I went to Safeway and couldn't find my card, they said it was okay, just give them my phone number. Thinking nothing of it, I gave my own phone number instead of the phony one I use for those cards, and they said "are you Mr. So and So"? And it wasn't my name, or the one I use on those cards. I said "no, but close enough". The clerks don't care anyway - they just go through the motions required of them to keep their jobs.
110 posted on 05/22/2004 10:58:54 PM PDT by Clinging Bitterly (Going partly violent to the thing since Nov. 25, 2000.)
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To: agrarianlady

Doesn't the same outfit own both Kroeger and Safeway?


111 posted on 05/22/2004 11:01:05 PM PDT by Clinging Bitterly (Going partly violent to the thing since Nov. 25, 2000.)
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To: Sally'sConcerns
Checks are bad news for retailers. The only reason that retailers have accepted checks is to keep from losing business. The problem you, and others still attached to checks are going face is a simple one. Your (check writers) numbers are dwindling, and rapidly. As your numbers shrink, your collective clout decreases. It's already reached the point where retailers are imposing ever greater impositions on check-writers, because they can. Soon, it will be impossible to pass a check on unverified funds at the point of sale.
112 posted on 05/22/2004 11:04:56 PM PDT by Melas
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To: Dave in Eugene of all places

No, Tom Thumb and Safeway are the same store, with different regional names. Kroger and King Soopers are likewise the same store.


113 posted on 05/22/2004 11:07:08 PM PDT by Melas
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To: ETERNAL WARMING
Sorry dude, it's just too convenient. Albertson's has portable scanners in the Dallas market now. You scan your card, pick up a scanner, scan your items as you put them in your cart (which you can put in bags as you scan). Go the automated line, insert debit card, and poof you're done.

Best part is the scanner keeps track of the exact total, including tax and coupons as you go. That and that it totally eliminates the wait in line. It's awesome.

114 posted on 05/22/2004 11:07:24 PM PDT by Melas
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To: SLB

Please come out of the 20th century and get rid of your checks. Use a credit card and you will zoom through the queue, and you will have incredible consumer protection that does not extend to checks or debit cards. If you cannot manage your finances, simply write the check to your credit card issuer the same day. Paper checks are soooo 20th century.


115 posted on 05/22/2004 11:20:18 PM PDT by rebel_yell2
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To: gcruse

Nooooooooooo!!!Debit cards do NOT have the same protections that credit cards have. Credit card fraud is limited to $50; debit card fraud is UNLIMITED.


116 posted on 05/22/2004 11:22:10 PM PDT by rebel_yell2
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To: WVNan

I was devoted to Big Bear which now has gone out of business. Kroger remains, but Wal Mart is building two superstores which will open this fall. Kroger workers have 'an attitude' which I never found at Big Bear. They seem to take lots of breaks (what is it, one per hour?). I never noticed that at Big Bear, EVER! Kroger will reluctantly 'bag' my groceries at the counter, but expects me to load them myself into the cart to head to the parking lot. Big Bear offered to take my groceries to the car for me if I needed them to do so, which I never accepted; I did not need that service, but I appreciated the offer.

When the Wal Marts open, I will not darken the doors of a Kroger again. I guess the 'strike' gave those at Kroger's the confidence that the employees somehow 'won', but in my opinion, the employees lost the battle. They may have won against management over 'healthcare' and retirement, but they did not win me over regarding customer service or attitude.

Welcome Wal Mart. Thank you for coming to our town!


117 posted on 05/22/2004 11:22:54 PM PDT by ZOTnot (I'll take the side of Israel. Woe to its enemies.)
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To: kayeye

Holy Crow! Am I the only person left in the dark ages here? I always pay cash, but it doesn't bother me that someone takes an extra 60 seconds to write out a check. And I'm not talking about the inconsiderate IDIOTS who not only wait to pull the checkbook OUT 'til the sale is totalled, but they also hold up the line to enter the amount in their check register. Most of the time it's an elderly person who writes a check and I can't find it in my heart to begrudge them a minute or two of my life.

Now people who drive too slow in the fast lane are another story...


118 posted on 05/22/2004 11:27:40 PM PDT by ladywolf7
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To: LADY J
I never write a check for cash back over the amount of the purchase. I think the store could have any policy they choose about writing a check for over the amount of purchase. It is a courtesy extended to the customer. They are not a bank. You got what you wanted on sale. I don't see the problem.

Ding! Ding! Ding! We have a winner!

119 posted on 05/22/2004 11:29:29 PM PDT by BradyLS (DO NOT FEED THE BEARS!)
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To: eddie willers

Too funny!!


120 posted on 05/22/2004 11:30:51 PM PDT by ZOTnot (I'll take the side of Israel. Woe to its enemies.)
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