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Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies
DNYUZ ^ | 11 Mar 2024

Posted on 03/11/2024 3:38:08 PM PDT by DUMBGRUNT

Mr. Dahl, 65, was surprised in 2022 when the cost of his car insurance jumped by 21 percent. Quotes from other insurance companies were also high. One insurance agent told him his LexisNexis report was a factor.

“It felt like a betrayal,” Mr. Dahl said. “They’re taking information that I didn’t realize was going to be shared and screwing with our insurance.”

Automakers and data brokers that have partnered to collect detailed driving data from millions of Americans say they have drivers’ permission to do so. But the existence of these partnerships is nearly invisible to drivers, whose consent is obtained in fine print and murky privacy policies that few read.

“The car companies are really good at trying to link these features to safety and say they are all about safety,” Ms. Caltrider said. “They’re about making money.”

(Excerpt) Read more at dnyuz.com ...


TOPICS: Chit/Chat; Travel
KEYWORDS: automotive; bigbro; insurance; privacy; spying
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Not to worry!

Soon all driving will be performed by the Borg.

When the Borg takes a lunch break, your vehicle will automatically pull safely to the side of the road. Same for internet issues and state emergencies.

Your ICE mobile? Good luck finding fuel for it. And it is illegal to refine gasoline without the approval of the EPA and your state environmental agency.

1 posted on 03/11/2024 3:38:08 PM PDT by DUMBGRUNT
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To: DUMBGRUNT

PS:
Tesla was not on the data-sharing list.


2 posted on 03/11/2024 3:39:40 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: DUMBGRUNT

Those insurance dongles are bad for your car. That port is for diagnostics only and not full time activity. It works your car computer pretty hard.


3 posted on 03/11/2024 3:41:36 PM PDT by ImJustAnotherOkie
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To: DUMBGRUNT

Driving an ICE Mobile and need gasoline? No problem. Your AI Guidance and Nav system will deliver you to the nearest EV charger.


4 posted on 03/11/2024 3:43:02 PM PDT by ProtectOurFreedom (“Occupy your mind with good thoughts or your enemy will fill them with bad ones.” ~ Thomas More)
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To: DUMBGRUNT

Lexis Nexis is an untrustworthy source for credit information. Or else the insurance companies are lying about the reports they are getting from them.

Thinking of looking for a law firm willing to put together a class action lawsuit.


5 posted on 03/11/2024 3:44:05 PM PDT by PAR35
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To: DUMBGRUNT
Your ICE mobile?

Unfortunately, the tech spying features aren't limited to EV's. Virtually all new cars have it and it has to be disabled. The same with the Dims' "kill switch" for new cars applying to all new cars, not just EV's.

6 posted on 03/11/2024 3:45:56 PM PDT by Tell It Right (1st Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: DUMBGRUNT

Never give your car access to the Internet!


7 posted on 03/11/2024 3:49:25 PM PDT by Empire_of_Liberty ( )
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To: ImJustAnotherOkie

—”It works your car computer pretty hard.”

And you learned this from the magic mushrooms?

CAN protocol is not exactly putting out high-resolution video.

Some vehicles do not power off with the ignition and could, possibly, maybe, could be draining your tired old battery that you never maintained.


8 posted on 03/11/2024 3:51:24 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: DUMBGRUNT
The concept of “privacy” became irrelevant and perverted years ago.

When you hear an American politician mention privacy, it is almost always in context of abortion, HIV/AIDS, or some LGBTQIA issue like allowing children to take a hormone blocker without their parents knowledge and consent.

What is HIPAA really? It means everyone will share every last detail of your financial, insurance, diagnosis and treatment, with any local law enforcement, federal law enforcement, insurance, the intel community, CDC, NIH, research institutes, FDA, social security, IRS, HHS, DHS, even colleges and universities in many cases having access to your so called “privacy protected information.” BUT, if your wife wants to know anything, that'll require a special authorization!!!

Privacy where it truly matters, i.e. in your person and affects in regards to government and big business does not exist anymore.

Read a license agreement for MS Windows: Basically, anything you read, watch, listen to, webpage you navigate to, save, or install they give themselves permission to sample.

9 posted on 03/11/2024 3:53:53 PM PDT by Red6
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To: ProtectOurFreedom

—”Nav system will deliver you to the nearest EV charger.”

True, but your position in the queue for the only working charger is determined by your social trustworthiness score.

NB: posting on FR will detract from your score; do you have an extra-long extension cord?


10 posted on 03/11/2024 3:56:27 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: DUMBGRUNT

Dubious legality of collection of driving data being sold by auto companies to insurance.... the real reason for the hikes is money printing and illegals driving without liability insurance.

Rich men north of Richmond are using inflation to dilute the government payback of loans with MUCH-MUCH cheaper money than the government spent.


11 posted on 03/11/2024 3:57:01 PM PDT by Jumper
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To: DUMBGRUNT

Do you understand how auto computer networking works?

Everything talks to everything all the time.

Your headlights can brick your car. Your brakes can flood your engine if they has a mind to. There are no filters and no firewalls in your auto computer.


12 posted on 03/11/2024 4:04:28 PM PDT by ImJustAnotherOkie
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To: DUMBGRUNT

I don’t think pulling your ICE Mobile up to the EV charger is going to do you much good. But the AI took you there regardless. Either to pound a message in your dumb brain or to strand you or to make you look stupid...or all of the above.

My score is so far negative that there’s no climbing out of this hole. I imagine we’ll all get rounded up as enemies of the state by FJB before January 20.


13 posted on 03/11/2024 4:05:13 PM PDT by ProtectOurFreedom (“Occupy your mind with good thoughts or your enemy will fill them with bad ones.” ~ Thomas More)
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To: Tell It Right

—”the tech spying features aren’t limited to EV’s.”

TRUE!

I was thinking of my friend’s trucks (always a truck) with points and a condenser. Some have upgraded with electronic ignition conversion.

One has an ancient diesel.


14 posted on 03/11/2024 4:06:43 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: DUMBGRUNT

I do not want a car that can be remotely turned off, which can listen to me, is storing data on all my inputs, can be tracked real time 24/7, or be restricted on where it can go (geo-zoning).

I cannot believe that the American public would even go along with such nonsense! But, here we are.


15 posted on 03/11/2024 4:18:36 PM PDT by Red6
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To: ImJustAnotherOkie

Perhaps on your Lada with a Lucas ECU.

PLS show where this has happened this century from a major car company running at the spec voltage.


16 posted on 03/11/2024 4:23:13 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: ProtectOurFreedom

—”I imagine we’ll all get rounded up as enemies of the state by FJB before January 20.”

What is the dental plan for fed prisoners?
How fast is the internet service in the prison?

Asking for a friend.


17 posted on 03/11/2024 4:26:48 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: DUMBGRUNT

Hey! “.If you’ve done nothing wrong you have nothing to worry about!”

Right?


18 posted on 03/11/2024 4:28:58 PM PDT by clintonh8r (The truth is hate speech to those who hate the truth.)
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To: Red6

Don’t for the breathalyzers.

” Tucked within President Biden’s 2021 Infrastructure Investment and Jobs Act is a mandate set to redefine the landscape of DUI prevention: by as early as 2026, all new vehicles sold within the country will need to be equipped with passive alcohol detection systems.”

https://stevenomearalaw.com/mandatory-in-car-breathalyzers-could-be-athing-by-2026/#:~:text=Tucked%20within%20President%20Biden‘s%202021,with%20passive%20alcohol%20detection%20systems.


19 posted on 03/11/2024 4:29:40 PM PDT by DUMBGRUNT ( "The enemy has overrun us. We are blowing up everything. Vive la France!"Dien Bien Phu last message)
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To: DUMBGRUNT

didn’t take long https://www.autotrader.ca/editorial/20170905/goof-of-the-month-careful-what-you-plug-into-your-obd-port/


20 posted on 03/11/2024 4:31:35 PM PDT by ImJustAnotherOkie
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