BTTT
Join a church (if you do not already belong) and Join Christian HealthCare (or another Obamacare exempt organization) for $450.00 per month (family of 3-5) (additional $30.00 per month for unlimited benefits).
Good luck!
Yep, this how the oppressive workimg schmucks pay their “share” to the deserving parasites of all stripes, who will also get such things as rebates for being parasites.
Wow! Obama will be the horrendous gift that just keeps on giving, until and unless that abomination is repealed. But you have nobody to blame but your fellow citizens who elected him. Twice. The mad dog kept saying what he wanted to do, and they kept right on voting for him.
But the whole point of this exercise, of course, is to hurt people so badly that they demand socialized, single-payer medicine.
Maybe you can get a Obama MHA refinance because of hardship and keep the house.We don't live in our Father's America anymore.
Folks, if you're reading this, you know what needs to happen.
If you can, please support the forum at this time. Thank you.
Question. Just how much extra, overtime and bonuses, did you earn? How did that compare to the $12k you got smacked with?
I'd find a good tax attorney. Not the local H&R Block popup office. Would be worth a couple of hundred bucks for a consultation.
There are still ways to hide 2015 income, for instance with an IRA (until April 15th). You still need to find some money for the IRA, but at least you get to keep it for yourself instead of handing it over to Uncle Sam.
Good luck.
Obamacare was never about your healthcare, but destroying you.
Obama is an incompetent liar - on every possible subject. Everything about Obamacare was and is a lie. I was a US Army combat infantryman for several years fighting our enemies overseas and left the service to spend more time with my family. Since I’ve been out, my health insurance (Blue Cross) has been cancelled twice, I have no idea who my doctor is now, and my premiums in three years have gone from $450 per month to over $1200 per month (family of four).
No one should even gives this liar the time of day. Shame on all those who voted for such a godless, unqualified, juvenile delinquent to our highest elected office. Mark my words, Obama will go down in history as the worst, most corrupt US President of all time.
The first year I got a quote of $8k for the bronze plan. I would have to pay $10,000 out of pocket before any -insurance- kicked in. So, $18,000. If I got sick toward the end of the year and did not pay my deductible then the whole thing would start over the next year.
A dentist friend decided to pay his fair share. He is wealthy and got insurance for social reasons. He suddenly needed hospitalization. He had a husband and wife policy. He met his deductible only to discover that she also had to meet hers for the insurance to pay. This year he went commando, like me.
It would come out basically the same, I believe.
If you had, after the first two months of 2015, gone to the site and adjusted your income upwards, your APTC would have been lowered, and your premium would have jumped way up.
You’d have paid the money anyway, I think.
You would just have been paying a much higher premium every month with a corrected income number.
How much above the line did you find yourself? Obamacare subsidies are tied to AGI so you may be able to throw enough money in a 401K or some other pre-tax investment to drop back below the subsidy line.
I understand your pain.
I’ve posted this before, but I think it bears repeating.
What is called “insurance” in the US these days has FOUR components:
1) Prepayment for routine medical care, like checkups and physicals, which of course rises in cost with age.
2) Some real, above the deductible, catastrophic coverage for unlikely but devastating illness—which is the only component that is really insurance
3) A transfer payment scheme for those who can’t afford 1) and 2),
and 4) A Pricing Club mechanism. That’s why if you go get tests or procedures without insurance, the list price is 4 to 10 times what the insurance companies actually pay. Of course, that means that if you have any assets, you get looted, which is what government is supposed to prevent, but instead encourages.
By going commando, you forego the costs of 1) and 3), and hope you don’t need 2) subject to 4).
That is, if you get really sick, you have to hope that the premiums you’ve saved are enough to get you through it at either inflated list prices, or at the prices you’ll negotiate afterwards when you’re not at your best.
What O-care did was shift some of the costs previously paid by taxpayers as a whole to the (incidentally largely white) middle class, and add multiple layers of bureaucracy, unpredictability, and inefficiency in the bargain.
WOW! Health insurance is socialism to begin with. Hillarycare/Romneycare/Obamacare/TOTALITARIANCARE is socialism injected with steroids.
Legal Plunder - Bastiat
A YUUUUGE thanks for your post/first-hand experience.
Yours is the kind of story that should be receiving media focus from the previously so-called "investigative" news magazine shows like 60 Minutes, 20/20, Nightline, etc.
As we know the dino-MSM are all now simply propaganda machines for this regime and the mendacities that have been spewn out, like ObamaCare.