Skip to comments.Average Cost Of Obamacare 'Silver' Plan - $328 Per Month
Posted on 10/02/2013 7:02:45 AM PDT by tobyhill
That amount $328 per month is the national average for the mid-tier silver premium based on HHS calculations for approved plans in 48 states. The challenge, of course, is that like all of healthcare itself, your mileage will vary.
Both individual and family insurance rates will vary dramatically based on a host of variables. Those variables age, marital status, geographic location and income will each have a significant impact on the final monthly amount.
The most difficult single component in the equation is income which determines the amount of Federal subsidy any given taxpayer will receive toward the purchase of coverage on the individual state run public exchanges.
(Excerpt) Read more at forbes.com ...
Good Luck stupid Libs!
Yeah what’s up with failing to mention deductibles???
Is that per person? If it is than a family of four would be over $1,300. per month plus co-pay and deductibles.
"I actually made it through this morning at 8:00 A.M. I have a preexisting condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier 2 "Silver Plan" and my monthly premiums came out to $597.00 with $13,988 yearly deductible!!! There is NO POSSIBLE way that I can afford this so I "opt-out" and chose to continue along with no insurance. I received an email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the "REPERCUSSIONS PORTION" for "non-payment" of yearly fine. First, your drivers license will be suspended until paid, and if you go 24 consecutive months with "Non-Payment" and you happen to be a home owner, you will have a federal tax lien placed on your home. You can agree to give your bank information so that they can easy "Automatically withdraw" your "penalties" weekly, bi-weekly or monthly! This by no means is "Free" or even "Affordable.""
Whaddayaknow, health insurance is expensive.
Yup. More than my mortgage.
The way I heard, you have to register for obamacare before you see what plans are available.
Talk about a scam...
What happens when someone moves to another state, particularly moving from TX, a low-cost state, to IN, a high-cost state? Does the government get to pocket another premium?
Who thinks the same bunch that can’t keep track of military equipment and State Dept. computers can keep track of millions of health care policies? You have be be insane.
The deductible argument is a trap - because the only way, as in the ONLY way - to drive down medical costs is to have what the old “major medical” policies did, which was to cover only the big ticket item. The “insurance” was not expensive, because processing co pays and such is what makes a 50 dollar scrip cost 175 anyway, with a 20 or 50 dollar copay or whatever.
HHS has said that they would probably NOT allow private high deductible plans to remain. Here the libs may have swerved into a good idea, but of course, they won’t be smart enough to figure it out.
It’s.. It’s.. not free?
Ain’t nobody got time fo’ dat.
That is a very good account of the impact for all to read.
“Federal Subsidy” no, we should start calling this “taxpayer funded subsidy”
’ $13,988 yearly deductible’
This is horrendous!
So very sorry that the feral government now has all your information and can threaten you and track you down until you submit. This shameful oppression of innocent citizens will lead to a massive lack of trust among those who had no idea this would happen.
More than almost ANY policy I have experience with.
What a boondoggle! Wait till people find out they will have to pay over three hundred per member of the family. They are going to poop! Insurance is supposed to protect your assets in the event of a catastrophic illness, not cause you to lose your assets just to pay for your premiums.
Good job Obama!
Yes, it’s one person. A family of 4 making $50,000 a year will be eligible for about a 40% subsidy, making their monthly premium around $780 a month.
Do you have a link? (I don’t do Facebook)
Are you ready to pick up a gun and fight them now?
People will take to the streets before the year is out. Bastille Day is coming.
The horror of a high deductible hits only those who thought the insurance was going to be free or cheap, and that it would cover everything.
When you decide, like our family has, to save about 9500 a year in premium to go from 1000 deductible to 10,000 deductible, with a health savings account, it’s a great way to insure. Amazing how inexpensive certain care can be when you tell the doctor, pharmacy, etc, you’re paying cash too.......
I have chosen to simply pay the graft to the Gov't and not get insurance.
The fine for the first year of no insurance is $95 or 1% of household income, whichever is higher. A fine of 4 grand implies an income of 400 grand.
WWW.DONTFUNDOBAMACARE.COM....Sign it, TODAY!!! 2,021,000 Signatures & climbing rapidly!!!
I dunno, I just cut and pasted. Perhaps, the website is calculating wrong. Either way, a total fluster cluck.
Don’t cloud the issue with facts.
Trust but verify. Until I see some other stories about the email regarding the drivers license suspension for non payment and the tax lien on your home for non-payment, call me skeptical.
I can easily believe the worst that our government can do, anonymous posting from Facebook? Not so much.
It was posted about 11 hours ago by a "water28".
Here in Pittsburgh for example we seem to be isolated from the rate hikes happening across the country due to the silly slap-fight that is going on between Highmark and UPMC.
Both are saturating the airwaves with ads claiming the other party is the bad guy. Hence neither wants to raise rates right now and prove the claim.
If and when that ever gets resolved, I expect our rates to skyrocket.
But it doesn't have to be. Congress could have reformed health care using free-market principles. But instead Congress chose centralized planning.
Sort of like the way Stalin "reformed" Russian agriculture in the 1920's.
Is it a subsidy or a tax break?
That is almost 20% of their BEFORE tax income. Yes, very affordable!
Thanks for posting this. The Obozoliars have been very quiet about the deductible costs for their new medical care slaves.
There are different fines for different things. I think the $95 is for the first year of no insurance. However, I just read an analysis by another person who said that even if you had an insurance policy, if it didn’t meet the O-care mandates, you could still face a $2k fine.
It appears that we STILL don’t know what’s in this legislation, even away from the fog of the original debate.
How could this guy’s fine be over $4,000 when he has a salary of $45,000?!?!
The fine is up to 1% of your salary (not sure if that is Adjusted Gross or total ... I wish someone could find this out for sure).
His max fine sould be no more than $450.
There’s going to be one hell of an uprising when people see these costs!, not like the free Obunny phones, eh?
that’s my question; per individual?? husband/wife?? full family??
Oh, I agree. The easiest course would have been to do nothing. The day is soon coming when employers will no longer be able to afford providing insurance to their employees. Certainly not if the expect to compete globally. Once employer provided health insurance became extinct, people would have entered the insurance marketplace on their own.
I saw that, too, then read this (below). Not sure what to believe!
HEY LISTEN GUYS!!! A simple search revealed that HealthCare.gov, Will Sheehan, and Penelope Kay are all fictitious. There are no such people on facebook. This is another urban myth being banded about to get people up in arms about Obamacare.
Please, please, please refrain from propagating these lies and check everything before reposting them for all to see.
6 hours ago via mobile ·
If they drop that, insurance will become more affordable for all. And, it will be cheaper for companies to create jobs here in Amerika. That is one of the main complaints from companies, the cost of healthcare.
Obamacare is TAXATION WITHOUT REPRESENTATION.
Obamacare has nothing to do with care, health or medical treatment.
Obamacare has everything to do with a mandatory insurance that everyone must buy at the point of the Federal gun.
Obamacare Medical Insurance premiums are under the control of the IRS.
These insurance premiums can be raised every year by the IRS with no involvement by Congress.
Thus, all the present and future Democrat rulers have to do is tell the IRS how much taxpayer dollars need to be forcefully extracted from the taxpayers, and the IRS will extract the money for them.
Hence, Obamacare Insurance is taxation without representation that Traitor John Roberts of THE NINE SUPREMES has ruled it to be above the control of the US Congress, and it will stay until Obamacare is ABOLISHED!
With that kind of deductible ($13,800), the policy holder is essentially paying premiums every month for nothing. They might as well flush that $400 a month down the toilet.
There are going to be more people without insurance now than before Obamacare came on the scene. The idea of the New World Order is to decrease the population of the world. There are about 7 to 8 billion on the earth now. I read that the NWO bunch thinks the earth should only have about 500 million humans so that Mother Earth as they all it will survive. So, once in charge, killing the old and abortion will rule as they kill off people. That is the plan. It is in writing and many of them have said it.